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Risk and  Return - calculation of Realized Return
 
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calculation of the realized return on a stock compound realized return historical returns dividend yield capital gains yield
Views: 3263 Elinda Kiss
Stock returns: average, variance, and standard deviation
 
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Shows how to download stock data from Yahoo Finance, and calculate daily stock returns, average stock returns, variance and standard deviation of stock returns Some good books on Excel and Finance: Financial Modeling - by Benninga: http://amzn.to/2tByGQ2 Principles of Finance with Excel - by Benninga: http://amzn.to/2uaCyo6
Views: 215347 Codible
Gains and Losses...Realized vs. Unrealized - The Wealth Academy presented by Valentine Ventures
 
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Understanding the difference between realized and unrealized can improve your investment decision making and your return over time. Bill Valentine, CFA is the President and Portfolio Manager at Valentine Ventures, LLC, a wealth management firm located in Bend, Oregon. A financial educator, Bill puts out weekly market updates via The Hog Blog. Visit http://valentineventures.com/blog to view more of our content and sign up for weekly email notification of our latest communiques.
Views: 12538 Valentine Ventures
Realized Compound Return (bonds) - What is the definition and formula? - Finance Dictionary
 
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http://www.subjectmoney.com Realized Compound Return - The realized compound return is the rate of return that one would earn if all coupon payments were reinvested. Example Let's assume that we purchased a bond for $900 that has exactly 3 years until maturity. This bond has a face value of $1000 and annual coupon payments of $100. We will be receiving our first coupon payment one year from today. Now let's assume that the reinvestment rate is different than the coupon rate. Let's assume that the reinvestment rate it 9%. Ok so we already know that we are receiving $1000 in a final payment for the bond and we know that we spent $900 for this bond. Now we need to figure out how much we will receive from reinvesting our payments at 9% for the next 3 years. We will then add that amount to the $1000 payment of the face value to find out what our total realized return will be 3 years from now. First let's find out what our payments will be worth if reinvested at 9% 100(1.09^2) + 100(1.09) + 100 = $327.81 If we reinvest our coupon payments at 9% then they will be worth $327.81 3 years from today at maturity. We know we will also be receiving the payment for the face value of $1000 at maturity so 3 years from today our investment will be worth the face value plus the reinvestment of the coupon payments. $1000 + $327.81 = $1327.81. Remember that we paid $900 for this bond so we just need to figure out the rate of return that $900 is earning to be worth $1327.81 3 years from today. $900(1+ r)^3 = $1327.81 The best way to calculate this would be to use your financial calculator. N=3 I/Y = ? PV= ($900) PMT = 0 FV= $1327.81 Now you would just compute the I/Y to get your Realized Compound Return Realized Compound Return = 13.84% Reinvestment Rate Risk Reinvestment rate risk is the uncertainty surrounding the reinvestment rate of the coupon payments. If rates were to rise then the market value of the bond would lose value however the reinvestment rate that the coupon payments could earn would go up, so there is a tradeoff. If rates were to drop then the market value of the bond would go up but the rate at which the coupons could be reinvested would go up. https://www.youtube.com/user/Subjectmoney https://www.youtube.com/watch?v=AS_5_VLGmxo
Views: 16214 Subjectmoney
How does a mutual fund work?
 
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A mutual fund invests the pool of money collected from the investors in a range of securities comprising equities, debts, money market instruments etc., with a nominal AMC fees. In proportion to the number of units you hold, the income earned and the capital appreciation realized by the scheme will be shared with you accordingly.
Views: 86882 IDFC Mutual Fund
Empresta Capital adopts SPM standards to gauge social investment impact | World Finance
 
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Investors in Brazil are looking to alternative investments for decent returns, as the government's bond rates have dropped from 14.5 percent in 2016 to an expected seven percent by the end of 2017. One of those alternatives is Empresta Capital, which combines social impact with attractive returns. Founder and CEO Ricardo George Assaf explains that after the company carved out its niche – supporting underserved small and micro-entrepreneurs in the condominium sector – it realised that as well as returning good growth, its investments were having a good social impact. But how to measure that impact? Enter the Social Performance Task Force, whose standards Empresta is adopting in 2018. For a full transcript visit: https://www.worldfinance.com/videos/empresta-capital-adopts-spm-standards-to-gauge-social-investment-impact For more World Finance videos go to https://www.worldfinance.com/videos/
Views: 6142 worldfinancevideos
UNREALIZED and REALIZED Gains and Losses
 
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What is unrealized gain or loss on investment? In this video, I explain the difference between realized and unrealized gain or loss. 🔴 SUBSCRIBE for more personal finance and development tips! 🙌🏼 💎TOOLS MENTIONED IN TODAY’S SHOW — Looking to increase your financial knowledge check out my ebook "3 Simple Steps to Achieve Your Ideal Financial Outcome" at djhendersonsr.com/ebook. 💎EXPERIENCING FINANCIAL CONTENTMENT — Financial contentment is about putting your money where your heart is. "Experiencing Financial Contentment" is the podcast for people that are: - tired of "doing more" and "having less", - weary of the "rat race" and unsatisfied with the "status-quo", - willing to take the "red pill" and leave the MATRIX of AVERAGE, - ready to develop a mindset around money that provides financial independence through changed behaviors, and - use their money to support a life of meaning and purpose. Send us feedback at: [email protected] 💎ABOUT ME — I’m Dominique Henderson and I’m on a mission to help you find true happiness in life around what you save, spend and invest. I want you to feel certain about achieving your financial goals with a system that will help you manage your behaviors around money. I'd love to meet you! 💎TAKE MY FREE QUIZ TO DETERMINE THE STRENGTH OF YOUR FINANCIAL HOUSE — http://bit.ly/financial-house-quiz 💎VISIT MY WEBSITE — https://djh-capital.com/ 💎READ MY BLOG — http://www.djhendersonsr.com 💎CONNECT WITH ME ON SOCIAL MEDIA — https://www.facebook.com/djhcapital/ https://www.instagram.com/dominiquehendersonsr/ https://twitter.com/DomHendersonSr https://www.linkedin.com/in/dhendersonsr/ 💎MORE ABOUT ME — I’ve spent nearly two decades in financial services building a diverse skill set in: strategy, data analysis, investment research, portfolio management, and financial planning. Prior to founding my firm, DJH Capital Management, LLC. A registered investment advisory firm that provides financial planning and wealth management services, I spent years in institutional fixed-income trading circles, real estate, and the back office of one of Dallas’ premier hedge fund managers. Now as my own boss, I use my expertise to build financial plans and investment portfolios that help clients find greater financial contentment in their lives. My goal is to see you WIN with your hard-earned capital. My financial advice has been featured on US News & World Report, Yahoo, GoBankingRates.com, and Investopedia’s Advisor Insights. I use this YouTube channel as a platform to promote financial literacy, economic empowerment, and personal development. #dominiquehenderson #personalfinance #financialfreedom #finance #financialadvisor #financing #financialliteracy #personaldevelopment © 2018 DJH Capital Management, LLC. Hosted By: Dominique J. Henderson, Sr., CFP®
Views: 302 Dominique Henderson
Best ETFs for Robinhood Investors 2019 (For Millennials) 💚
 
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The BEST ETFs for Robinhood Investors 2019? All Robinhood investor invest in these top 6 ETF's on the Robinhood Platform. ETFs (index funds) for Robinhood 2019 is the most popular millennial ETF picks for 2019 on Robinhood App. 6) QQQ Coming in at Number 6 is a very popular ETF in general when it comes to Tech stocks. It's no secret that Robinhood investors are mostly millennial, and it's no secret that millennial love tech stocks. And rightfully so - the QQQ has returned investors almost 100% in the last 5 years, and it gives you exposure to some of the biggest tech names like Apple, Google, Microsoft, and more. This ETF tracks the NASDAQ exchange, minus any financial stocks. So how many investors on Robinhood hold QQQ? 13,950. 5) BOTZ So this was a surprising one to me - but when I break it down and think about it, it does make sense. BOTZ is a Robotics & Artificial Intelligence - again - an ETF that is focused around Tech. But the biggest reason Robinhood investors like to hold BOTZ is for exposure to NVDA, because that is seen as one of the main companies to lead AI and Robotics in the future. And since BOTZ ETF currently trades under $20 a share, vs NVDA at almost $150 a share, it makes sense because many RH investors can't afford the price of NVDA. Looking @ BOTZ performance over the last 5 years, it's returned investors just under 30%. Not that great when compared to QQQ, but not bad either. Keep in mind this is an ETF betting on the future - so these gains may only be realized in 5 years or more. So how many investors on Robinhood hold BOTZ? 16,932. 4) VTI The is one of the most popular Vanguard ETF's for investors, but surprisingly it doesn't make the top 3 here at Robinhood! VTI is an ETF that tracks the "Total US Stock Market" as its name implies - so it gives investors exposure to 3514 total stocks! VTI is known as an ETF for the average investor as a "Set and forget" investment -and over the last 5 years has returned investors 45% - not too shabby! So how many investors on Robinhood hold VTI? 23,546. 3) SPY Coming in at #3 is SPY - which tracks the S&P 500. SPY is a popular ETF for traders, because it's extremely liquid and you can trade options on this as well to amplify your gains. It tracks the S&P, so it has just over 500 stocks, and is another 'set and forget' investment. SPY has returned investors slightly more than the VTI fund we just looked at, coming in at 48% returns in the last 5 years. Again, good returns from a set and forget investment however the Management fees are more compared to VTI. So how many investors on Robinhood hold SPY? 32,749. 2) MJ What do millennial like more than tech stocks? That's right - GREEN stocks! The Alternative Harvest ETF takes the 2nd spot and it is made up of some of the most popular stocks in this sector (Cronos (CRON), Aurora Cannabis (ACB) and Canopy Growth (CGC)). This has returned investors just under 40% - however it's only been on the market since late 2015 - so the sample size is a bit shorter than other ETFs covered. Nonetheless, pretty good returns - but this may be topping the list for most volatile ETF in the top 6. So how many investors on Robinhood hold MJ? 35,862. 1) VOO (Watch the video!) The #1 should come as no surprise to you, especially if you've watched my #1 vanguard ETF video. That's right - VOO is the #1 most popular ETF on Robinhood, and rightfully so. This is known as THE best ETF when it comes to tracking the S&P 500 - with it's dividend and low MER. It has returned investors 49% over the last 5 years, coming in as the 2nd best return on this list, only behind the tech heavy QQQ. So how many investors on Robinhood hold VOO? 40,918. #ETF #IndexFunds #Robinhood #PositiveInvesting 🔴 *VIP Membership Group - 67% OFF!* 🔴 View my portfolio & every single trade I make! Join now ► https://goo.gl/SnYxc3 ☀️ Referral Tools ☀️ TipRanks ► https://goo.gl/m8ZtAA Webull (Free Stock) ► https://goo.gl/2H3VTo Betterment ► https://goo.gl/jPPfBZ Questrade (Canadian Broker) ► https://goo.gl/35yrS1 TradingView ► https://goo.gl/hWKJjh ☀️ FREE Facebook Group ☀️ Join the Positive Investing Facebook Group ► https://goo.gl/7iy59f Please LIKE, COMMENT and SUBSCRIBE to support the channel - it helps the channel immensely! Remember to invest positively. Disclaimer & Affiliate Link Disclose: The views & information in these videos is strictly for educational purposes only. I will not be held liable for your gains or losses incurred from the stock market. I'm affiliated with TipRanks, TradingView, Questrade, Webull and Betterment, however this does not influence my opinion on these platforms. Subscribe for more videos like this: https://goo.gl/myx7RD
Views: 490 Positive Investing
Premium investments yielding unparalleled returns have arrive at you'd do if step.
 
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A vision so deeply conceptualized and sobperfectlt designed to suit your needs,all these can only be realized at venture horizon. This us the time to invest.
Views: 8 Claries Daily
Return on Investment of membership dues for oganizations
 
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http://www.powerupforprofits.com and http://www.passionforthriving.com Are you involved in local organizations that you invest in financially and with your time? If so, do you evaluate your ROI - return on investment. If not, you would benefit from look at what all your investments are and what you are getting in return. You may find you're getting a lot of business from what you're doing. Or... like several people I helped to evaluate their profit margins, they realized they had been a member of a group for years and never got any business at all from their involvement. Be sure to run your business like a business.
Views: 19 Kathleen Gage
Passive Income Ideas 😴 (11 Proven Ways to Make $1,000+ Per Month)
 
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⭐⭐⭐ 2019 UPDATE ⭐⭐⭐ ✅ Passive Income Ideas 💡: 10 Ways I Make $1,000 Per Month 🎦 https://youtu.be/4zAPqBVx-uM If you are looking for passive income ideas and want to make an extra $1,000 per month (or more) then this video is for you! ▶︎▶︎▶︎ Download our free PDF: 14 Passive Income Ideas You Can Start TODAY https://www.goodfinancialcents.com/passiveincome Here's one thing you need to realize about passive income though.... It takes WORK, HUSTLE, GRIT, PATIENCE, and PERSEVERANCE to generate significant passive income. Don't fool yourself and think that sustainable passive income can be generated overnight. ▶︎Resources Mentioned in this video: 🎯 Peer to Peer Lending with Lending Club: https://www.goodfinancialcents.com/resources/lendingclub-youtube-passive.php Investing with Betterment: 📍 https://www.goodfinancialcents.com/resources/betterment-youtube-passive.php Real Estate Investing with Fundrise: 🏢 https://www.goodfinancialcents.com/resources/fundrise-youtube-passive.php In my experience, generating passive income successfully, first requires a mind-shift to believe that it's possible. For most people, this is a mental hurdle they can't overcome. Lucky for you, that's not YOU! Generating passive income is a "real thing" but it does take TIME and a whole lot of hustle. Once you get the systems in place that's where the magic happens. I've been fortunate to connect with entrepreneurs and business owners across a myriad of industries that have cracked the passive income code. Some generate 5 figures per month. Others generate over 6 figures per month! Let that sink in for a minute. Over $100,000 every single month and it's entirely passive. If building a residual income stream is something you're interested in, then this video is for you. Here’s what you’ll learn in this new video: ▶︎The exact 8 passive income ideas that I use to generate over $50,000 per month plus 3 more (with real life examples) ▶︎How to generate passive income without any experience or having to invest money into another multi-level-marketing scheme ▶︎The simple platform I use when I don't want to invest in the stock market and still generates solid returns (idea #4) ▶︎How one mom quit her corporate job to start an online business that made over $100k the first year (idea #7) ▶︎A morning news anchor that quit her job because she made more money putting on makeup. (idea #9) ▶︎The passive income strategy that now produces over $100,000 (yes, you read that correct) in revenue each month (idea #10) You can also check out this blog post that shares 25 passive income strategies: https://www.goodfinancialcents.com/passive-income-ideas/ Be sure to subscribe to get more tips on making more money and building wealth: http://www.youtube.com/subscription_center?add_user=goodfinancialcents ▶︎▶︎▶︎ Download our free PDF: 14 Passive Income Ideas You Can Start TODAY https://www.goodfinancialcents.com/passiveincome ★☆★ Want More Good Financial Cents? ★☆★ 💻 Check out my blog here: https://www.goodfinancialcents.com/ Listen to my podcast here: 🎤 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 Pick up my best selling book, Soldier of Finance, here: 📗 http://amzn.to/2xOH78V Connect with me on Twitter: https://twitter.com/jjeffrose #makemoney #passiveincome
Views: 1885644 Wealth Hacker - Jeff Rose
How to Get a Higher Return On Your Investments | Epic Real Estate Investing
 
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Hey everyone, I'm matt Theriault. Through this very informative testimonial video, you will get the perfect idea about how to get a higher return on your investments and real estate investing. http://CashFlowSavvy.com On today’s episode of Financial Freedom Friday, I shared a short case study of Cash Flow Savvy client who, after running the numbers, realized she could increase her ROI by moving funds out of low-yield bonds and into turnkey real estate. After you watch this video, take immediate action by reviewing the performance of your own assets and determining if you could be getting a higher return elsewhere. Epic Real Estate Investing shows people how to invest in real estate and achieve financial freedom so they can retire in the next three to five years. YLH39785 For more details please visit Our Website - https://epicrealestate.com For Appointments: Message : www.facebook.com/EpicRealEstateInvesting or 1-888-891-7203 Call To Day : +1 213-587-0084 Email: [email protected] Address : Los Angeles, USA LET'S CONNECT! iTunes Episode - https://itunes.apple.com/us/podcast/epic-real-estate-investing/id446611090?mt=2 Facebook - https://www.facebook.com/EpicRealEstateInvesting Twitter - https://twitter.com/EpicREInvesting Instagram - https://www.instagram.com/epicrealestate Google Plus -https://plus.google.com/+EpicRealEstateInvesting
What is Margin Trading? | Fidelity
 
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Have you always wondered what it means to trade on margin? In this video, you’ll learn what margin trading is and if it is a strategy that could help you achieve your investment goals. To get started with margin trading, visit: https://www.fidelity.com/trading/advanced-trading-tools/margin-trading To see more videos from Fidelity Investments, subscribe to: https://www.youtube.com/fidelityinvestments _____________________________________________________________ What is margin trading? How does it work, and what are some of the benefits and risks? Over the next few minutes, we’ll take away some of the mystery of margin trading and help you decide whether it is a strategy that can help you achieve your investment goals. Margin trading is a form of borrowing that lets you leverage securities you already own to purchase additional securities, protect your account from overdraft or access a convenient line of credit. Margin trading is not designed for any specific type of customer – it may be right for any investor looking for additional leverage in their investment. Here’s an example of how it works: assume you want to buy 1,000 shares of QRS stock at $10 per share, but only have $5,000 in investable cash available. With a margin account, you can use your $5,000 in cash and borrow the other $5,000 on margin to make your purchase. Without margin – with what’s called a cash account – you would need the full $10,000 in cash to make this stock purchase. Now let’s see how a margin loan could impact your investment return. Assume the QRS stock rises in value from $10,000 to $11,000 and you sell it. You would pay back the $5,000 margin loan and realize a profit of $1,000. That’s a 20% return on your $5,000 investment. Without a margin loan, you would have invested $10,000 in cash and realized only a 10% return. While leverage is a powerful tool when the price of the security moves in your favor, it is also important to recognize the downside if the stock price falls. Let’s look at the flip side of the same example. Assume the market value of the QRS stock you purchased with margin for $10,000 falls to $9,000. Your equity – which is the value of your position minus the loan balance of $5,000 – would fall to $4,000. That’s a 20% loss from a 10% decrease in market value. Just like any loan, you will also incur interest charges that begin accruing on the date your trade settles, which is typically two days for a stock. The rate you pay depends on your outstanding margin balance – known as the margin debit balance. The rate is typically calculated using a tiered schedule, meaning the higher your debit balance, the lower the rate you are charged. You should also know that margin loans have no set repayment schedule, as long as you maintain the required level of equity in your account. Let’s shift focus to this equity requirement, along with some other important requirements for margin accounts. In order to buy securities on margin, you must also deposit enough cash or eligible securities to meet the initial margin requirement for your purchase. Typically, this is 50%, which is a requirement set by the Federal Reserve Board. Once you have started buying stock on margin, you are required to maintain a certain level of equity in your margin account. This requirement varies based on the type of security. For example, a stock generally has a maintenance requirement of 25% and is set by the New York Stock Exchange and FINRA. A brokerage firm may impose a higher requirement due to factors including, but not limited to, holding a significant portion of your account in a single security, which is known as a concentrated position. The security you are investing in must be eligible for margin in the first place, and not all securities are eligible. For example, while most stocks and fixed income securities, such as treasuries, are eligible, CDs and money markets are not. You can find out whether a security is eligible, as well as the specific margin requirements for each type of security, at https://www.fidelity.com/margin. Now we’ll put this information together and see how it all works. Margin trading entails greater risk, including but not limited to risk of loss and incurrence of margin interest debt, and is not suitable for all investors. Please assess your financial circumstances and risk tolerance prior to trading on margin. If the market value of the securities in your margin account declines, you may be required to deposit more money or securities in order to maintain your line of credit. If you are unable to do so, Fidelity may be required to sell all or a portion of our pledged assets. Margin credit is extended by National Financial Services, Member NYSE, SIPC. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 713730.5.0
Views: 23568 Fidelity Investments
How to Calculate Internal Rate of Return (Annual) - 30 Second CRE Tutorials
 
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See one method for how to quickly calculate Unlevered Internal Rate of Return on an annual basis in underwriting commercial real estate investments in Excel. What is Internal Rate of Return? https://www.adventuresincre.com/glossary/internal-rate-return-2/ Learn about other commercial real estate concepts: https://www.adventuresincre.com/glossary/
Views: 1807 Spencer Burton
Return on Investment ROI Explained in 10 Minutes
 
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Please order ebook/audiobook of this video to support our channel https://www.smashwords.com/books/view/799232, https://www.amazon.co.uk/Return-on-Investment-Crash-Course/dp/B078SJ8VCP/ref=sr_1_1?ie=UTF8&qid=1541448906&sr=1-1&keywords=Return+on+Investment+introbooks or https://www.audible.com/pd/Return-on-Investment-Crash-Course-Audiobook/B078SGN6SH?qid=1541448913&sr=sr_1_1&ref=a_search_c3_lProduct_1_1&pf_rd_p=e81b7c27-6880-467a-b5a7-13cef5d729fe&pf_rd_r=JZ63RQQYA4AQ34G65BM1& Return on Investment can be calculated for a number of things. It is not just businesses but even investors who are able to use the formula to identify whether an investment is going to result in benefits or not. It also helps people make the most appropriate choice from a range of options available.
Views: 995 Education Channel
ClearOS: Customer ROI
 
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Steve Wilson, Trizon President, discusses the Return On Investment Trizon realized after becoming a ClearOS customer.
Views: 25 ClearCenter
You Are Guaranteed To Go Broke If You Do This | How Money Works Minority Mindset
 
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FREE eBook - Investing 101, Get Richer Sleeping: http://theminoritymindset.com/get-richer-sleeping-ebook/ *eBook covers where you should invest* SUBSCRIBE for the latest videos: https://www.youtube.com/channel/UCT3EznhW_CNFcfOlyDNTLLw?sub_confirmation=1 🚨 Open A FREE Stock Brokerage Account: http://bit.ly/AllyInvesting How to become a millionaire with $4/day: Invest $4 every single day from the day you turn 18 until the day you turn 65. If you can get a 9.5% annual return on your money, you will retire a millionaire. Watch our other videos for more! Instagram: http://www.Instagram.com/MinorityMindset Facebook: http://www.Facebook.com/MinorityMindset I'm Jaspreet Singh & I created Minority Mindset to motivate, teach, and inspire others to do what they want. While going to school and starting my businesses, I realized school is really good at teaching you to be an employee, but it doesn’t teach you to create value & it doesn’t teach you anything about financial literacy. That’s why we’re here. And, no, we are not trying to sell you one of those “bootcamps” or “masterclasses” on how to get rich. A community of hustlers and entrepreneurs; we are on a mission to motivate, teach, and inspire entrepreneurs and hustlers to be the best they can be, because average sucks. Only a minority of people will risk it all to make their dreams a reality - will you? #ThinkMinority #MIH #FinancialLiteracy There is an epidemic taking over the world that no one wants to talk about. It is one of the leading causes of suicide, divorce, and depression. Yet, we are still scared to talk about it. It’s called Financial illiteracy. Numbers don’t lie. 76% of Americans live paycheck to paycheck. 50% of Americans have no money in savings at all. And almost 70% of seniors over 65 looking to retire have less than 60k in retirement savings. It costs money to eat, it costs money to have a roof over our head, and it costs money to drive a car. We need money in order to survive, but ironically school won’t teach you a think about money. Oh so you took a finance class? When was the last time your teacher taught you how to become a millionaire with 4 dollars a day? Or When was the last time someone told you that saving/investing money in the bank is a 100% guaranteed, guaranteed route to being broke? Don’t believe me? The cost of things go up by 3% a year, its called inflation. That means if a pack of gum costs 1 dollar on January 1, at the end of the year, it will cost about 1 dollar and 3 cents. In the bank, your money grows by .03%. So if you put 1 dollar in the bank January 1, you your money will grow by .0003 cents. The price of gum went up to 1.03 but your dollar is only worth 1.0003. meaning you can no longer afford that gum because your investment lost you money. Every year your money sits in the bank, it loses over 2% of its value. If you had a million dollars, you just lost between 20k – 30k through this safe investment called the bank. Rule number 1 of investing: don’t invest when you are guaranteed to lose. That’s why rich people won’t “invest” a million dollars in the bank.So why do banks want us to lose money? Because they take each dollar that you deposit and they immediately loan it out at a much higher interest rate. They pay you and me almost no interest and they charge us 4% when we want to borrow it. But wait that’s not all, the banks have figured out a way to use something called fractional lending to take that one dollar you deposited and turn it in to lots of dollars so they can lend it out again and again and again making 4% every time it is lent out, while you continue to lose money. Maybe that’s why the banks spend 17 billion dollars a year on advertising. So we can pay them to become rich, while we become broke. That’s why Minority Mindset is here. The majority of people work their whole life so one day they can retire to finally live the life they want, all while they are sacrificing their time, their health, and their youth. But why not live life on your terms, getting paid what you want, so you can do what you enjoy. Unrealistic? Yeah that’s what the majority of people say. Which is why it will always be unrealistic for them. As Steven Covey says, you have to start with the end in mind. If that is the type of life you want to live, then you have to work towards that goal. If you don’t want to live like the majority, then you can’t do what the majority does. It not going to be easy, it’s not going to happen by itself, and no one is going to do it for you. But it can be done, and you can do it too but you have to be willing to work for it. No more excuses. So subscribe to the Minority Mindset http://www.TheMinorityMindset.com This Video: https://youtu.be/RxLpYtUt6sc Channel: http://www.YouTube.com/MinorityMindset Based in Detroit. Jaspreet Singh
Views: 807054 Minority Mindset
I’m over $1 MILLION in Debt (Lessons of Leverage in Business and Real Estate)
 
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I’m over $1 MILLION dollars in debt, and here’s why this is actually a GOOD thing and how you can leverage debt can make you more money. Enjoy! Add me on Snapchat/Instagram: GPStephan Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $120 million in sales: https://goo.gl/UFpi4c Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ So here’s why I’m a million dollars in debt - there’s a big difference between good debt and bad debt. The reality is that almost every successful business, at some point, needs leverage if it’s to grow exponentially…especially in real estate…and how you manage debt could either make or ruin you. Think of debt a like fire. Fire could give you warmth, cook your food, bring you light…or it could burn you. Debt is very similar. I grew up in a family that was wrecked by debt…I grew up thinking debt was awful and that credit cards were the worst thing ever. But as I began to associate with people who were just insanely wealthy, I realized…these were people who weren’t afraid of debt. They embraced it and worked the system to their advantage. Bad debt: This is when borrow money to buy stupid things that depreciate in value and doesn’t make you money. I shouldn’t even need to explain it because this is pretty self explanatory. Good debt is money that you borrow to make you more money. Good debt is used as a tool to increase your cash flow by borrowing money at a cheaper rate than your money makes you. And right now, we’re at the end of an opportunity of borrowing cheap money - that’s why I’m trying to grab as much as I can while rates are still overall relatively low. This is why I’m over a million dollars in debt…I have one 30-year loan at 3.375% interest rate, and another one at 4.5% interest rate…my investments make way more than this, and I’m able to profit the difference. It allows me to invest way more long term and increase my cash flow. This is also why there’s absolutely no reason for me to pay this down early…I can pretty much invest my money anywhere and get higher than a 4.5% return, so it makes sense to invest my money than pay down low-interest, tax deductible debt. So what does this mean for YOU and how can this help YOU? Knowing the difference between good and bad debt will help you evaluate what you can do to maximize your profits and the amount of money you make. If you’re borrowing $10,000 at a 5% interest rate, but your money is making you 10% elsewhere…that’s a no brainer. Borrow the money, make 10%, pay 5% in interest, and you’ve just got a “Free” 5% without using your own money. This is basic real estate 101, but it also applies to just about any business. The tricky part, from my perspective, is when you start borrowing money in the 6%+ bracket. The higher your interest rate, the tighter the margins, and the more closely you need to evaluate if it’s worth it. If you’re borrowing in the higher tiers, you need to be absolutely sure you’ll be making a higher return and that it’s sustainable…at a certain point, it becomes more advantageous to pay down debt than re-invest. If I had an 8% loan, you bet I’d be aggressively paying that down as much as I can…but a 3.375% loan like I have on one of my homes? Nope. Keep it forever. So if you get to the point where you need to grow your business or if you decide to invest in real estate, know that debt CAN be good when managed appropriately…it’s a little like playing with fire, as I mentioned earlier. Used appropriately, it’s great…and it’s how I’ve been able to get some pretty good returns in real estate. So don’t be afraid of debt, but manage it carefully and consider what your money is really worth! For business inquiries or one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 80052 Graham Stephan
Fixed Income Investing: Risk aggregation 🧯is not necessary | BUILDING BLOCKS
 
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Most investors assume that investing in fixed incomes implying aggregating multiple risks, including but not limited to interest risk and credit risk. In this video, MJ Lytle explains the breakdown in fixed income risks and explain how investors can choose which type of exposure they want, using the example of corporate bonds. Through fixed income ETFs or other instruments, investors can focus on simply getting the spread associated with the particular corporate issuer. Please like and subscribe! https://www.youtube.com/channel/UCIVDZZ2reIURr1tCoQ4ZF9Q?sub_confirmation=1 ABOUT MJ Michael John (“MJ”) Lytle is CEO of Tabula. Previously MJ was a founding partner in Source, an investment manager focused on the creation and distribution of exchange-traded funds which offer exposure to equity, fixed income, and commodities. Source was purchased by Invesco in 2017. Prior to Source, MJ spent eighteen years at Morgan Stanley with a variety of roles across Corporate Finance, Capital Markets Origination, Trading, Sales, Equity, Fixed Income, Private Wealth and Technology Strategy. MJ has a Bachelor of Arts in Economics and Government from Dartmouth College. ABOUT TABULA INVESTMENT MANAGEMENT Tabula is a new ETF provider focused on fixed income for European institutional investors. The company believes that although fundamentals and market dynamics are positive for fixed income, the persistent innovation that ignited the equity ETF market has been lacking in this sector. https://www.tabulaim.com/ ABOUT INVESTORAMA Investorama is about Meaningful, Visual, Financial Education. In Ancient Greek ‘orama’ means ‘sight’ or ‘spectacle’. We plan to make the world of finance a meaningful spectacle by debunking the myths, interviewing the experts, discovering the rising stars, and finding purpose. You can also check InvestOrama on Instagram http://instagram.com/invest.orama.tv Or follow me, George Aliferis, the founder of the channel http://twitter.com/officialorama https://www.quora.com/profile/George-Aliferis https://medium.com/@orama DISCLOSURE The views and opinions expressed herein are those of the speakers as of the date of publication, are subject to change without notice as economic and market conditions dictate. Factual information has been obtained from sources we believe to be reliable, but its accuracy, completeness, or interpretation cannot be guaranteed. This video has been provided for informational purposes only and should not be considered as investment advice or a recommendation of any particular strategy or investment product, or as an offer to buy or sell any securities or related financial instruments in any jurisdiction. Any investment or strategy mentioned herein may not be suitable for every investor. Past performance is not indicative of future results.
Views: 127 InvestOrama
How to Save Money in 2019 | How To Save Money When You Have a Family To Take Care Of
 
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When I was a child, I used to save every coin I could get my hands on in a gullak a.k.a piggy bank and write across it what I am saving it for. It usually used to be for novels. Because of this, I was labelled in the family as the ultimate saving guru. But then, adulthood happened and I realised that I need to save a lot of things that are far more expensive than the 6th book of Harry Potter. I won’t say I am reckless but as an adult, as soon as I’d get money, I would have this itch of spending it somewhere, because I didn’t know how to handle it, especially when everyone around is selling me something. So I read a few books, spoke to some financial gurus and I discovered that I can save a lot only if I make a few simple changes to my lifestyle. And thanks to those changes, I bought a house and even saved money for my family…and today I am going to share with you, exactly how. So it doesn’t matter if you are a student, homemaker or a salaried employee, the sooner you start, the better! Today’s Agenda: So in today’s video, we are going to discover 1) 5 unique ways of saving money 2) Things you must do on the 1st of every month. 3) But most importantly, towards the end, I’ll give you a Bonus Tip to ensure that the money you save, grows automatically so that you and your family have a comfortable present & future. ******************************************************************** VIDEOS MENTIONED: How to Learn Indian Cooking in 5 Days: https://youtu.be/wnHxGBnLP5w How I Bought a House Before Turning 25: https://youtu.be/zVbSJlQ4kz4 ******************************************************************** KEEP IN TOUCH: Facebook: https://www.facebook.com/TheUrbanFight/ Instagram: https://www.instagram.com/theurbanfight/ #HowToSaveMoney #SavingMoney #SaveMoney #TheUrbanFight
Views: 246219 The Urban Fight
Thursday Market recap + discussing #Investing #Trading questions! $SPY $QQQ $AAPL $BA
 
02:00:44
Multistreaming with https://restream.io/ ___Join our trading team on Discord: https://discord.gg/GvntQ4r Use code "HALFOFF" at checkout for a 7 day trial http://ascendtrading.net/plans __Trade Ideas- Best Stock Scanner: http://bit.ly/2BNWWCz use code "ASCEND15" at checkout for 15% off all subscriptions #stocks #trading #pennystocks #options #investing #daytrading #swingtrading #scalping #momentumtrading #crypto #cryptocurrency #cryptotrading #bitcoin #ethereum #litecoin #crypto #cryptotrading #tradeideas #tradeideasscanners #stockscanners #scanners ***DISCLAIMER / Terms of Service *** http://www.ascendtrading.net/tos/ Ascend Trading LLC is not an investment, financial, tax, or legal adviser or a broker-dealer and does not purport to provide personalized investment, financial, tax, or legal advice in any form. The Company does not recommend the purchase of particular securities nor does the Company promise or guarantee any particular investment results. You understand and acknowledge that there is a very high degree of risk involved in trading securities and, in particular, in trading futures and options, and in trading penny stocks. You acknowledge and agree that you, and not the Company, are solely responsible for your own investment research and decisions. Do not trade with money that you cannot afford to lose. You understand that Ascend Trading LLC encourages you to seek the advice of a qualified securities professional and/or tax or legal adviser, as necessary, before making any investment, and to investigate and fully understand any and all risks before investing. Ascend Trading LLC, its Owners, Members, Directors, Contractors and Employees assume no responsibility or liability for your trading and investment results and you agree to hold the Company, its Owners, Members, Directors, Contractors and Employees harmless for any such results or losses. Past results of any individual trader or trading system published by the Company are not indicative of future returns by that trader or system, and are not indicative of future returns which may be realized by you. In addition, the methods, techniques, information, content, indicators, strategies, columns, articles and all other features of the Company Sites and Materials, or any Company product or service, (collectively, the “Information”) are provided for informational and educational purposes only and should not be construed as investment advice. Accordingly, you should not rely on the Information in making any investment. Rather, you should always perform additional independent research and Due Diligence in order to allow you to form your own opinion regarding investments. You are solely responsible for your own trading decisions, and nothing in the Information is intended to be or should be interpreted as a promise or guarantee of any particular result. You should always check with your licensed financial, investment, legal, or tax adviser to determine the suitability of any investment. By signing up for any plan you agree that Ascend Trading LLC may revoke your membership at any time for any reason with or without warning with no refund per the terms of service. You are solely responsible for your use of the Company Sites and Materials. You agree that you will not use the Company Sites and Materials unless you can form a binding contract with the Company. Please read these Terms of Service (“Terms”) carefully before accessing or using any websites (the “Company” or “We” or “Us”), or its owners, subsidiaries, affiliates, and joint business ventures, and all their respective officers, directors, employees, agents, and representatives (collectively, “Company Affiliates”). Without limitation, such Websites and Links include Ascend Trader, Pokedex, Trade Ideas, Discord, Remind Me, Join Me, Twitter, Facebook, Instagram, Reddit and products, services, subscriptions, content and features available on or provided through those websites (such sites and materials collectively, “Company Sites and Materials”). Ascend Trading LLC may revise these Terms by updating this posting. Your continued use of Company Sites and Materials after such revisions have been posted or communicated to you indicates your acceptance of all such revisions.
Views: 124 Ascend Trading
RMI Fund Update: December 2018
 
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Senior Portfolio Specialist Allen Webb and Portfolio Manager Steve O'Neill talk about RiverNorth's latest closed-end fund offering RiverNorth Opportunistic Municipal Income Fund (RMI). - - - - - Video recorded 11.28.2018 Produced by RiverNorth Capital Management, LLC (“RiverNorth” “we” or “us”) Opinions and estimates offered constitute our judgment and are subject to change without notice, as are statements of financial market trends, which are based on current market conditions. We believe the information provided here is reliable, but do not warrant its accuracy or completeness. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. The views and strategies described may not be suitable for all investors. This information is provided for informational purposes only and should not be considered tax, legal, or investment advice. References to specific securities, asset classes, and financial markets are for illustrative purposes only and are not intended to be, and should not be interpreted as, recommendations. Opinions referenced are as of the day recorded and are subject to change due to changes in the market, economic conditions, or changes in the legal and/or regulatory environment and may not necessarily come to pass. Although the income from the Fund's municipal bond investments is generally exempt from federal income tax, you may owe taxes on any capital gains realized through the Fund's trading or through your own redemption of shares. For some investors, a portion of the Fund's income may be subject to state and local taxes, as well as to the federal alternative minimum tax. Risk is inherent in all investing. Investing in any investment company security involves risk, including the risk that you may receive little or no return on your investment or even that you may lose part or all of your investment. Therefore, before investing in the Common Shares, you should consider the risks as well as the other information in the prospectus. More detailed information regarding these risks can be found in the Fund's prospectus. Import Fund Risks and Definitions can be found starting at the 07:19 mark in the video above. Past performance is no guarantee of future results. Diversification does not ensure a profit or guarantee against loss. ============================= Investors should consider the Fund's investment objective, risks, charges and expenses carefully before investing. The prospectus should be read carefully before investing. For more information, please read the prospectus, call your financial professional or call 844.569.4750. ============================= MacKay Municipal Managers is a registered trademark of MacKay Shields LLC. CFA is a trademark owned by the CFA Institute. RiverNorth Capital Management, LLC is the investment adviser to the Fund. MacKay Shields LLC is the subadviser to the Fund. ALPS Fund Services is the Fund's administrator. NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE CFA® is a registered trademark owned by the CFA Institute. ©2000-2017 RiverNorth Capital Management, LLC. All rights reserved. RiverNorth® and the RN Logo are registered trademarks of RiverNorth Capital Management, LLC.
NRL Grand Final 2014 - Russel Crows South Sydney Property Investment return
 
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South Sydney have managed to win their first NRL premiership since their last Grand Final win in 1971. Thank you guys. As you can see you have made a lot of people happy! See all the action and excitement from the Burrow and the reaction following the 2014 Grand Final win. www.AustralianLeisureProperty.com
Views: 263 Con Tastzidis
Early Retirement Downsides You Aren’t Prepared For... FIRE | Financial Independence Dark Side
 
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Early Retirement has downsides and dark sides you aren't prepared for. FIRE life isn't all that you might have hoped it would be. Financial independence has its set of perks but also has its fair share of downsides - the dark sides. The dark side of financial independence is real and you need these strategies to cope. IF you made it this far, and you have the skills to cope. Money magnifies. #Earlyretirement #FIRE #financialindependence ------------------------------------------------------------------------------------------- I'm a huge fan of Pete Adney's Mr Money Mustache (www.mrmoneymustache.com ) & Early Retirement Extreme (Earlyretirementextreme.com) If you’re going to buy things on Amazon anyway, why not use my affiliate link? Favorite Books: The Godfather of FIRE Book – Early Retirement Extreme: https://amzn.to/2MQvV2q Your Money or Your Life – The first book written on FIRE: https://amzn.to/2DkAumd The Wealthy Barber – Interesting narrative personal finance story: https://amzn.to/2MRHN46 Ultimate Beginners Guide to Investing in Real Estate- Biggerpockets: https://amzn.to/2ppvuCH The Book on Rental Property Investing – Biggerpockets – I hear good things: https://amzn.to/2MS3Mrx Cashflow Quadrant: https://amzn.to/2DjZMke Rich Dad, Poor Dad: https://amzn.to/2DkdovX JL Collins the Simple Path to Wealth: https://amzn.to/2xH5vue Our Gear: Main Camera Link: https://amzn.to/2DjTFfF (USD Affiliate Link) Backup Camera: https://amzn.to/2DjDfUF (USD Affiliate Link) The Lenses we Use Most: https://amzn.to/2DjR5GE (USD Affiliate Link) https://amzn.to/2QKGfMu (USD Affiliate Link) Memory Cards: https://amzn.to/2PRgnNC (USD Affiliate link) Tripod: https://amzn.to/2xD5Fmp (Canadian Affiliate link) Gorillapod: https://amzn.to/2Di5Ycm (Canadian Affiliate Link) Steadycam: https://amzn.to/2DrG5aq (Canadian Affiliate Link) Microphones: https://amzn.to/2NWlNtD (Canadian Affiliate Link) https://amzn.to/2DgsylV (Canadian Affiliate Link) Pre-Amp: https://amzn.to/2pszx1i (Canadian Affiliate Link) How to Contact me: My Facebook Group: https://www.facebook.com/groups/23242... My Blog: http://www.25andfree.com/ Facebook: https://www.facebook.com/mrosehart/ Instagram: http://www.instagram.com/mikerosehart Twitter: https://twitter.com/MikeRosehart SUBSCRIBE: https://www.youtube.com/channel/UCe56... Bigger Pockets: https://www.biggerpockets.com/users/m... Mike Rosehart Business & Coaching Inquires: [email protected] If you want to speak with me on the phone or over skype for 1 on 1 coaching calls, I have decided to make myself available on a limited basis (so long as it doesn’t infringe on my Freedom too much – Family is important too!). Given the availability in my calendar is limited I have to charge $99/hour to ensure I don’t get swamped with requests that I cannot respond to for months. That said, most of what you need to know is out there on Youtube and in my videos. I look forward to hearing you. Mike has a true rags to riches success story that proves anyone can do what they set their minds to. He grew up in poverty bouncing from home to home and realized at age 17, when he moved away for college, that there was this early retirement movement - nicknamed the "FIRE Movement." It was there, in his college dorm-room that he set out to be the youngest retiree, and retire in only 7 short years (17 to 24 years of age). He achieved the goal of becoming a self-made millionaire, with a young family, at the age of 24 through hard work, extreme frugality, and astute Real-estate investing. Today, Mike (26) works hard to share what worked for him, what didn’t, and to help educate others on all things Real-Estate and personal finance. He is now on a mission to help educate & assist others on all things Real Estate as they unlock financial independence for themselves! He recently co-founded a full service real estate investment management firm (RightWay Management Inc.) in London, Ontario that specializes in helping investors unlock much higher than normal market returns so that they can unlock early retirement through rental income cash-flow (averaging $1000+/month per property he partners with investors on). He is currently scaling up very quickly, acquiring over one property per week in London with investor partners. Mike has been involved in purchasing 50+ deals with investors & friends in the last 2 years. Subscribe to follow Mike on his journey to help others unlock financial independence! Disclaimer: I make no representation or guarantee to any of the information or advice in this video. These are just my thoughts & opinions and should not be relied upon as legal or professional advice.
Views: 5363 Mike Rosehart
Get a better return from property investment - Andrew & Julie Paris
 
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Prior to joining Platinum Property Partners (PPP), Julie was working as a teacher and Andrew ran a print business in Nottingham with no experience or knowledge in property investment. After the financial crisis, they realised that property could be a secure place for their money as well as a way of earning a better return on investment. They have made friends for life, given up work and spend more time doing the things they want to do. Julie is now a regional coach and Andrew is a refurbishment mentor as they both enjoy giving back to the Partner network, from whom they learned so much from when they joined. Read Andrew and Julie’s full case study: https://platinumpropertypartners.co.uk/partners/nottingham-andrew-julie/
KISS - ROI from Software Quality
 
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Christian Forsberg is the Global Digital Channels Lead Architect at Sogeti building digital solutions for organizations around the world. This is what he has to say about the return on investment (ROI) from software quality. "-This video is about one of my favorite principles, KISS (Keep It Stupid Simple, which I think is a better variation of the classic Keep It Simple, Stupid), that truly applies to software development. After 25 years of developing software, I have concluded that of a given software artifact, like an app, about 20% is spent on initial implementation and 80% is spent on maintenance. In most cases the maintenance is done by someone else than the original developer, and therefore each programmer should consider the fact that, on average, the code will be read and changed four times what it took to write it. The conclusion is that you as a developer should write the code to be easily read. This is what solid coding guidelines are all about. But it doesn't stop with writing solid code. A lot of that maintenance time is actually spent on trying to understand the overall structure of the app. Where is a certain functionality located? What view is it that implements a certain screen in the app? It actually comes back to something really simple -- order. Keeping all parts of the app according to a simple and understandable structure is as important as using a logical way of naming things. Equally important is probably that each part of the structure has a specific responsibility. This is what architecture guidelines are all about. Therefore, the time invested during the initial implementation in creating something that can be easily understood and changed with an expected result, will save a lot of time during maintenance. So, long term, return on investment for software quality in development is obvious. But there are obvious advantages already during implementation. A well-structured code will automatically prevent mistakes that lead to bugs, and it will also make debugging considerably easier. In projects with more than one developer, the same effects that are achieved in maintenance are realized already during the initial implementation." Follow Christian on Twitter https://twitter.com/chrisforsberg Visit Christian's site http://cforsberg.com
Views: 401 Sogeti Worldwide
BONUS! How to Take Your Investing to the Next Level (Our Story: Part 6)
 
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BONUS! How to Take Your Investing to the Next Level (Our Story: Part 6) We thought we had wrapped up this series by explaining how we reached financial freedom and became full-time real estate investors. But then we realized it would be a huge disservice to you to leave the impression that after we reached our Freedom Number, everything was rainbows and unicorns. Real estate is passive to an extent, but there are a lot of systems we’ve had to put in place in order to make our business run smoothly. In this bonus video, Natali and I are sitting down to talk about all of the intricacies of running a real estate business. We’ll talk about finding the right legal and tax teams, and our experience with setting up trusts. If you want to learn some of the high level ninja tricks we’ve learned in our investing career, this video is for you! Show notes: http://morrisinvest.com/episode271 How to Pay Off Your Mortgage in 5 Years by Clayton and Natali Morris: https://goo.gl/bJezA1 Tax-Free Wealth by Tom Wheelwright: https://goo.gl/uovvWL ProVision Wealth Strategists: https://goo.gl/koxM4s Entrusted by Andrew Howell and David York: https://goo.gl/48btE9 York, Howell, & Guymon: https://goo.gl/wH2kpK EP190: What Is Passive Loss and How Can You Use It on Your Taxes?: http://morrisinvest.com/episode190 EP139: It's Tax Time: Repairs vs. Improvements - Interview with Tom Wheelwright: http://morrisinvest.com/episode139 BOOK A CALL WITH OUR TEAM TODAY AT MORRIS INVEST: https://goo.gl/EbDRWj VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp1LPllyyeQho_ouMhrbOy6 VIDEOS ABOUT REAL ESTATE NEWS https://www.youtube.com/playlist?list=PLZdhTWJ6Yawp7aUQgMPmAanHSYgP-UI0i SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://www.youtube.com/c/MorrisInvest SUBSCRIBE TO THE iTUNES PODCAST: iTunes: https://goo.gl/tSfSM8 FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 25042 Morris Invest
Money: Should you start investing? 💸
 
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Let's talk money! I want to introduce the basics of investing, compounding, top robo advisors and other millennial friendly investing platforms, because I recently researched this stuff and learned so much that I wish I had learned sooner! You can start investing even if you have little money. Hope this video helps - again I must emphasize that I am NOT an expert, please don't rely on my info and do your own research by consulting credible resources. Links below! // The Lavendaire Lifestyle Podcast Sugar Mamma Canna Campbell ▸ http://bit.ly/2e6MlrZ Listen on iTunes ▸ http://lavendaire.com/itunes // Investing Resources ▸ Investing 101: The Concept of Compounding | http://bit.ly/2e6Nv79 ▸ How to Start Investing | http://bit.ly/2e6Lsjj ▸ How much $$$ do you need to start investing? | http://cnnmon.ie/2dzmKoE ▸ Why you must start investing in your 20s: No excuses! | http://bit.ly/2ekd94l ▸ Strategy: Investing in Your 20s | http://bit.ly/2e4ZYFX (where my numbers came from) ▸ 10 things you need to do before you start investing | http://bit.ly/2dznhXK ▸ Vanguard Risk Questionnaire | http://vgi.vg/2dmSWNz // Robo Advisors & Investing Platforms Mentioned ▸ Betterment | http://bit.ly/2dmD25G ▸ Wealthfront | https://wlth.fr/2eEC4Tw ▸ Acorns | http://bit.ly/2ejGACJ ▸ Stash | http://bit.ly/2ePYKzs ▸ Motif | http://bit.ly/2ePZOTL ▸ Robinhood | http://bit.ly/2dPfjY3 ▸ E-Trade | http://bit.ly/2e52k7F ▸ Charles Schwab | http://bit.ly/2dzoiPn ▸ Goldbean | https://www.hellogoldbean.com/ // Comparing Robo Advisors & Platforms ▸ Acorns vs Betterment vs Wealthfront | http://bit.ly/2eIBhAL ▸ Betterment vs Wealthfront | http://bit.ly/2ejJpDH // Related ▸ 7 Steps to Financial Freedom 💸 Money Tips ft. SugarMammaTV | http://bit.ly/2xtWNjI ▸ 15 Ways to Save Money | http://bit.ly/2JhNcRL 🌟 Join the #LaviLoves dream team: http://lavendaire.com/team 🌙 My vlog channel: http://lavendaire.com/vlog 🌙 My podcast: http://lavendaire.com/llpodcast 💞 // SUPPORT LAVENDAIRE If my content has helped you in any way, please consider donating to keep the channel alive: http://lavendaire.com/support Supporters get special perks like a chance to "chat w/ me about anything" or meet over Skype! If you can't donate at the moment, you can also support me by sharing my videos. Thank you so much! 💖 Aileen ___________________________ // F O L L O W ▸ instagram | http://instagram.com/lavendaire ▸ snapchat | lavendaire ▸ facebook | http://facebook.com/lavendaire ▸ twitter | http://twitter.com/lavendaire ▸ blog | http://lavendaire.com ▸ spotify | https://open.spotify.com/user/aileenxu ___________________________ // R E S O U R C E S 💌 Get my personal & exclusive emails: http://lavendaire.com/mail 🎧 FREE Audible Trial - Support me by signing up for a free 30 day trial on Audible: http://www.audibletrial.com/lavendaire 📚 My Favorite Books: http://lavendaire.com/favorites/books 🎥 My equipment & resources for YouTube, blogging, & podcasting: http://lavendaire.com/gear/ 🏡 Sign up for Airbnb & get a $30 credit: http://bit.ly/29Ikbj8 ___________________________ FILMED & EDITED BY AILEEN XU // M A I L B O X Aileen Xu PO Box 296 Brea, CA 92822 ___ // A B O U T I’m Aileen, a lifestyle blogger sharing knowledge and inspiration on creating your dream life. Lavendaire is my blog about personal growth + lifestyle design. Follow along and learn how you can create a life that you love. Subscribe to Lavendaire to get inspired by new videos weekly! http://bit.ly/sublavendaire ___ Disclaimer: This is NOT a sponsored video.
Views: 53244 Lavendaire
Our Investment Process
 
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Nuance TV viewers should not consider any of the material to be a recommendation that they invest with Nuance. A decision to invest should be made carefully after consultation with your investment advisor. The decision should occur after an evaluation of the particular investment’s objectives in light of your personal situation, including your objectives, investment time horizon, and risk tolerance. Investments are subject to market and other risks. The amount realized from the sale of an investment may be less than the amount initially invested. Investing in securities involves a risk of loss that investors should be prepared to bear. Nuance defines outperforming the market as measuring the Nuance product’s total returns versus the total returns of the product’s primary and secondary benchmarks. The Primary benchmark for the Nuance Concentrated Value Composite is the Russell 3000 Value Index. The secondary benchmark is the S&P 500 Index. The primary benchmark for the Nuance Mid Cap Value Composite is the Russell Midcap Value Index. The secondary benchmarks are the S&P MidCap 400 Value Index and the S&P 500 Index. Please see the fact sheets for more information regarding the products’ performance returns versus the stated benchmarks and disclosures. Past performance is not a guarantee of future results. For additional information about Nuance including fees, services provided, or to receive a copy of our Form ADV, please contact Client Services at [email protected] Please read the disclosure statement carefully before you invest or send money.
Views: 441 NuanceInvestments
Total Economic Impact of SecureSphere Data Activity Monitoring.
 
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Switching from legacy Database Activity Monitoring products to an investment in Imperva SecureSphere will pay for itself. This video summarizes the results of a Forrester Total Economic Impact study, based on real customer interviews, showing how these customers realized a rapid payback and positive return on investment.
Views: 468 Imperva
Infor customer success managers work for you
 
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At Infor, we believe the customer experience is entirely about the business value, the realized outcome, the return on investment achieved by our customers through the use of Infor solutions. Infor employees are focused on our customers getting the highest return on investment. Learn more: http://www.infor.com/support/
Views: 838 Infor
The mathematician who cracked Wall Street | Jim Simons
 
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Jim Simons was a mathematician and cryptographer who realized: the complex math he used to break codes could help explain patterns in the world of finance. Billions later, he’s working to support the next generation of math teachers and scholars. TED’s Chris Anderson sits down with Simons to talk about his extraordinary life in numbers. TEDTalks is a daily video podcast of the best talks and performances from the TED Conference, where the world's leading thinkers and doers give the talk of their lives in 18 minutes (or less). Look for talks on Technology, Entertainment and Design -- plus science, business, global issues, the arts and much more. Find closed captions and translated subtitles in many languages at http://www.ted.com/translate Follow TED news on Twitter: http://www.twitter.com/tednews Like TED on Facebook: https://www.facebook.com/TED Subscribe to our channel: http://www.youtube.com/user/TEDtalksDirector
Views: 1092710 TED
The Economic Returns That Onora Group Experienced with Taleo Business Edition
 
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Absolutely, we have realized the return on investment in Taleo Business Edition. It's one of those things where we—when we stepped into this, I thought I was gonna spend a very, very large amount of money and have to customize, and create a brand new application almost, getting it to the way we wanted it to work, and within a week—not even a week—we had Taleo Business Edition up and running the way we wanted. And since then, because it's via the Web—all you need is a browser to get to it—we've never had one problem. So if I travel back across the country and am not here, I can access that; as long as I can reach a browser, I can access that information. So the return on investment has been large. The biggest major benefit we realize is it's created a lot of efficiency in our organization. One of the biggest fears I have as being an organized person is knowing where the phone number is or knowing where that e-mail is or that particular person. We put it all in Taleo and organize our business, and if it stays organized, then we're organized—and that makes us a better company. The product suits our needs on the customer side, it suits our needs with candidates, and it allows us to manage our business and not have to worry about the back end of our organization. We can be more forward-facing to our customers and know that our data's safe and it's secure and that if there's any compliance issues, as long as we're putting the information in, we've got a tool that's robust and scalable and it'll be there for you.
stock returns regression in excel
 
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Download excel file to go with video: http://www.codible.com/pages/84 Analyze stock price data using Microsoft Excel to plot returns, and plot a regression line between the stock returns. Some good books on Excel and Finance: Financial Modeling - by Benninga: http://amzn.to/2tByGQ2 Principles of Finance with Excel - by Benninga: http://amzn.to/2uaCyo6
Views: 81681 Codible
VMware Reveals the ROI for Deploying a Digital Workspace
 
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Brian Gammage, VMware Chief Marketing Technologist, talks return on investment (ROI) for those deploying a digital workspace. He shares examples of both cost benefits and productivity increases realized with the digital workspace. Explore all of the benefits of the digital workspace and download the Digital Workspace Report at https://www.vmware.com/radius/dwr/#5
Bill Gates Breaks Down 6 Moments From His Life | WIRED
 
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Bill Gates reflects on six important moments from his life and career, from teaching students to program in high school to his relationships with Melinda Gates, Warren Buffett, and Paul Allen, co-founder of Microsoft, who passed away on October 15. This video was recorded on August 31, prior to Mr. Allen’s passing, and had previously been scheduled for release this week. Bill Gates and WIRED dedicate this video to him. Bill Gates released the following statement about his friend and colleague on October 15: “I am heartbroken by the passing of one of my oldest and dearest friends, Paul Allen. From our early days together at Lakeside School, through our partnership in the creation of Microsoft, to some of our joint philanthropic projects over the years, Paul was a true partner and dear friend. Personal computing would not have existed without him. “But Paul wasn’t content with starting one company. He channeled his intellect and compassion into a second act focused on improving people’s lives and strengthening communities in Seattle and around the world. He was fond of saying, ‘If it has the potential to do good, then we should do it.’ That’s the kind of person he was. “Paul loved life and those around him, and we all cherished him in return. He deserved much more time, but his contributions to the world of technology and philanthropy will live on for generations to come. I will miss him tremendously.” --Bill Gates, Co-Founder of Microsoft and Co-Chair of the Bill and Melinda Gates Foundation Read more about Paul Allen at WIRED.com: https://www.wired.com/story/paul-allen-thought-like-hacker-never-stopped-dreaming/ Read more from Bill Gates on his blog: https://www.gatesnotes.com/About-Bill-Gates/Remembering-Paul-Allen Still haven’t subscribed to WIRED on YouTube? ►► http://wrd.cm/15fP7B7 ABOUT WIRED WIRED is where tomorrow is realized. Through thought-provoking stories and videos, WIRED explores the future of business, innovation, and culture. Bill Gates Breaks Down 6 Moments From His Life | WIRED
Views: 698199 WIRED
NexGen Tax Alpha: Taxation of US Dividends
 
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NexGen's Tax Alpha Video series with Dale Durand, CPA, CA, CFP This "Taxation of US Dividends" video intends to provide an introduction to: - Understanding the taxation of foreign income - Improving your tax alpha when investing outside of Canada NexGen Funds are only available for sale in certain provinces in Canada. Please visit www.nexgenfinancial.ca for more information. Disclaimer: Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. The payment of distributions for Dividend Tax Credit Class should not be confused with a mutual fund's performance, rate of return or yield. If distributions paid by a mutual fund are greater than the performance of the fund, then your investment will decline. Distributions paid as a result of capital gains realized by a mutual fund and income and dividends earned by a fund are taxable in your hands in the year they are paid. Tax liabilities on investment income and capital gains earned by a mutual fund cannot be mitigated nor can they be fully managed in all circumstances. The risk increases the greater the investment return earned by the mutual fund. As a result, a mutual fund may be required to make taxable distributions to investors in a NexGen Tax Class for which a distribution or type of distribution is not optimal or in accordance with their tax preference. The tax efficiency of the Compound Growth Class is enhanced the greater the demand for the Capital Gains Class, Dividend Tax Credit Class and the Registered Fund Class. The contents and information contained herein are for informational and educational purposes only and should not be construed as legal, tax or investment advice. Information contained here is believed to be accurate and reliable at the date of printing, however, NexGen cannot guarantee that such information is complete or accurate or that it will remain current. The information is subject to change without notice and NexGen cannot be held liable for the use of or reliance upon the information contained here.
Views: 261 NexGen Financial
Realized Gain or Loss: The Gateway Rule
 
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The video provides the gateway formula of realized gain or loss that is applicable to all property transactions for federal tax.
How to Sell Shoes on StockX (and make money)
 
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If you haven’t noticed yet, I’m kind of a ‘sneakerhead’. 👟 StockX has been very good to my shoe addiction, not so great for my checking account. 💸 But we are not talking about my shoe addiction today. 🤐 We are going to talk about how you can make some money using StockX for your side hustle. This is part of the Grow Your Dough Throwdown series. If you are not familiar with this, be sure to subscribe to the playlist so you can keep up with all the different platforms, stocks picks, and investments that I am utilizing. There are quite a few of them. To make it a little more fun, I thought I would throw in a way to show you how you can make money without all the work, by starting up a side hustle. Well this site, StockX, they let you buy shoes from all over! Like an eBay for shoes! 👟 But, they will also let you sell shoes. I started doing a little research on what people were paying for certain types of shoes. I realized if you could get your hands on some of the hot shoes, you could make some money. 💰 We are going to focus on the shoes I am buying specifically for the purpose of reselling them to make money (not the extras I keep picking up!). For a lot of these shoes that are really hot, you are only able to buy one pair at online stores. They go fast! At the time of this recording I have only been able to pick up three pairs of shoes and resell them with a total profit of $108.84 from 3 purchases. That is net return. I’ve only been doing this for a couple of weeks. Not a bad gig for something I can do on my phone in a couple of clicks. #stockX #growyourdoughthrowdown #sidehustle ✅ 2019 Grow Your Dough Challenge 🤑 🎦 https://youtu.be/J9uNGgCEc18 https://www.youtube.com/playlist?list=PL6yrCDhyCXe_I66h54VWXu_pwWfxECHDg ✅ You Won't Believe How Much I Paid For These Air Jordan 4s 👟 🎦 https://youtu.be/e5nQVuH6lrs ✅ Yes, even kids can invest in the stock market 🎦 https://youtu.be/3B4e-d2k8y8 ▶︎▶︎▶︎ Get Started Today with the "Make $1K Blogging" Free Course here: ➡️➡️➡️ http://Make1kChallenge.com ★☆★ SUBSCRIBE TO JEFF''S YOUTUBE CHANNEL NOW ★☆★ https://wealthhackerlabs.com/subscribe ★☆★ WANT MORE FROM WEALTH HACKER™ LABS?★☆★ 💰Wealth Hacker™ blog: https://wealthhackerlabs.com/ 💻 Personal finance blog: https://www.goodfinancialcents.com/ Podcast: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 ★☆★Pick up Jeff's best selling book, Soldier of Finance, here: ★☆★ 📗https://amzn.to/2JVzwwo ★☆★ CONNECT WITH JEFF ON SOCIAL★☆★ ▸Twitter: https://twitter.com/jjeffrose ▸Instagram: https://www.instagram.com/jjeffrose/ ▸Facebook: https://www.facebook.com/jjeffrose/ ▸Linked In: https://www.linkedin.com/in/jeffrosecfp/ Jeff's favorite T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
Mentoring Sessions Golden Gap Students
 
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Go to www.TheStockSwoosh.com and request a free trading room trial Like me - http://Facebook.com/TheStockSwoosh e-mail me - [email protected] Tweet me - @TheStockSwoosh Neither Swoosh nor its affiliates provide investment advisory services, nor are registered investment advisers or broker-dealers and do not purport to tell or suggest which securities or currencies you should buy or sell for yourself regarding your specific investment objectives. The independent contractors, employees or affiliates of Swoosh may hold positions in the stocks, options, currencies or industries discussed in this publication. You understand and acknowledge that there is a very high degree of risk involved in trading securities, options and/or currencies. Swoosh and all affiliates of the Swoosh assume no responsibility or liability for your trading and investment results. It should not be assumed that the methods, techniques, or indicators presented in this publication will be profitable or that they will not result in losses. Past results related to trading ideas or systems published by Swoosh are not indicative of future returns related to such system or idea, and are not indicative of future returns which may be realized by you. In addition, the indicators, strategies, columns, articles and all other features of Swoosh's products are provided for informational and educational purposes only and should not be construed as investment advice. #stockswoosh #melissaarmo #nyse #wallstreet #stockmarket #investing #daytrader #daytrading #investor
Views: 79 Stock Swoosh
Dunkin Donuts Franchise Cost, Earnings and Review
 
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SORRY THE FDD SCREENCAPTURE HAD A TECHNICAL GLITCH! Dunkin' Donuts is another franchise we get a lot of calls about. A lot of people think they want to buy a Dunkin' - but is it a good investment? How much does a Dunkin' Donuts Franchise Cost, and how much can I make? Dunkin' Donuts is another one of those Iconic brands that often entices people just by virtue of the huge name, to think it is the best franchise option out there. Because surely this 12,000 location strong brand I see everywhere is the biggest moneymaker out there. Let's take a look. We just got access to the brand new 2018 FDD for Dunkin so all the numbers for today are are as up to date as you can get. The cost to open a Freestanding location ranges between $245,200 to $1,717,103 - and none of these numbers include real estate costs. A shopping center storefront is $228,621 to $1,202,880. Setting up a Dunkin in a Gas or Convenience store location will range between $108,904 to $741,100 and that price will vary depending on whether the baked goods are actually made on site. There is also an APOD or Alternative Points of Distribution model which ranges between $97,500 to $542,805. These are non traditional locations like transportation terminals, casinos, colleges, military bases etc. Your ongoing fees will include what Dunkin' Donuts calls their Continuing Franchise Fee 5.9% of Gross sales, and a continuing Advertising fee of 5% of Gross, The franchisee goes on to say "After talking to dozens of franchise owners just like us, we learned that this was more than an unusual litigation binge. This was a corporate strategy. In order to compete with Starbucks, Dunkin' Donuts has announced a plan to open 15,000 stores by 2016. The NY daily News article goes on to say: Dunkin' Donuts has sued other franchise owners 154 times since 2006, this was written in 2008. Over the same stretch of time, McDonald's was involved in five lawsuits. And Subway, a company that has four times the number of locations as Dunkin' Donuts, sued its franchises 12 times. Now we can't be certain of the validity of this specific claim, and the Dunkin' Donuts 2018 FDD does not reflect the number of lawsuits suggested in that article however we were able to access the 2008 FDD and sure enough there were dozens of lawsuits listed. There is a sharp contrast between the 2008 and 2018 FDD's with many fewer lawsuits. We can only speculate why this may be the case, maybe Dunkin' realized that these lawsuits can really hurt a brand long term. Look at Tim Hortons. So the question everyone wants to know - how much can I make with a Dunkin' Donuts franchise? Let's look at the FDD. So Dunkin' actually has a really nice and clean Item 19 which breaks down stores by regions, as well as by type of store. We don't have enough time to look at every category so we'll just explore averages. For example a freestanding non drive through in the Midwest will see about $894,916 in average sales, a drive through restaurant in the Northeast will see about $1,400,932. Shopping center storefront types are a bit lower between $835,906 and just over a million ($1,068,982), and gas and convenience sites between about $620,159 and $932,175. Again I'm not doing justice to the numbers or regional breakdown and encourage anyone who is interested in a Dunkin' Donuts franchise to check the FDD themselves to get a better handle on their specific region and selected store type. Now a million dollars may sound like a lot of money but how does that compare to other franchises? Well if we consult the QSR50, which is a great list comparing the top 50 QSR franchises and Ill post that link down below, we see Dunkin' Donuts is 13 spots from the bottom sorted by annual revenue. Now the 2018 QSR50 is not yet available so we expect these numbers will change. But from a revenue standpoint we see Chick-Fil-A way at the top at over 4.4 million in revenue per store, and Baskin Robbins way at the bottom with only $237,000 per store. Remember from that million comes your royalties, salaries, rent, taxes, and lots of other expenses. So from a purely revenue standpoint Dunkin' Donuts is not near the top comparatively. So is Dunkin' Donuts franchise a good investment? Depending on your situation and most importantly your location, it could be. We suggest investors always look at several franchises to compare call your options, maybe even those outside of food franchises. Don't forget to like and subscribe and if you need help finding or researching a franchise give the experts a call at franchise city. http://www.nydailynews.com/new-york/brooklyn/dunkin-donuts-business-practices-lots-holes-article-1.278131 http://www.dunkinfranchising.com/franchisee/en.html https://www.dunkindonuts.com/en http://www.unhappyfranchisee.com/category/franchisor/dunkin-donuts-franchisor/ https://www.qsrmagazine.com/content/qsr50-2017-top-50-chart?sort=2016_us_average_sales_per_unit_thousands&dir=asc http://www.Franchise.city
Views: 30774 Franchise City
How Are Realized Gains Taxed
 
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Capital gains tax rate calculator moneychimp. Googleusercontent search. Realized gain financial definition of realized dictionary. Short term capital gains are taxed at the investor's ordinary income tax rate portion of gain realized in connection with investments they manage, every taxpayer should understand a few basic facts about taxes. There are at least four different rates which you might pay depending on how much capital gains generally included in taxable income, but most cases taxed a lower rate. Investopedia capital gains tax 101. Investopedia investopedia taxes capital gains tax 101 url? Q webcache. How to realize a capital loss for tax reasons the balance. What is a realized gain or loss? The motley fool. Things you should know about capital gains tax turbotax intuit. For most of the history income tax, long term capital gains have been taxed at lower rates than taxes are one thing, but irs also wants a percentage any money we make tax takes all realized (cgt) is on gains, profit sale currently, only 50. How capital gains tax works wikipedia. Capital gains tax in the united states wikipedia. Realized gains are taxable, so if you sell an investment at a profit, you'll need to report that income short term on stock investments taxed your regular tax rate; Long 15. Nov 2017 but had you held the stock for less than one year (made a short term capital gain), your profit would have been taxed at ordinary income tax rate which, depending on state live in, can be as high 39. The real estate market, a homeowner might realize huge capital gain on sale 30 sep 2017 there are times where it may be beneficial to loss for is not as fun harvesting pumpkins, but save you more in taxes 16 aug 2016 any long term gains above this taxable income threshold will many retirees have room without tax consequences 12 jul nothing takes bite out of investment like. Strategically donating assets that would realize capital gains taxes rather 9 aug 2017 you can sell stocks, bonds, mutual funds, or other investments have lost value, to reduce on realized from winning taxation upon realization, how ever, leads problems, which require policy compromisessince 1987, been fully. The amount by which the sale price of an asset exceeds its purchase. In the united states of america, individuals and corporations pay u. They add to an asset's originally reported book value at the time of purchase and can occur on all types assets since you have still not sold stock, you'd now unrealized gain $8 per share ($8 above where first bought in). Capital gains taxation. How to avoid capital gains tax on your investments realize some each year keep taxes low forbestax policy center. Realizing gains without having to pay capital taxes strategies sidestep tax loss harvesting time fidelity. Short term capital gains are taxed at the same rate as ordinary income. Gains or losses are said to be 'realized' when a stock is sold. Unrealized gains are typically not taxed. Gains tax 101 capital
Views: 50 Sityui Spun
Value Investment Research on GLF by Port Wren Capital LLC
 
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This video provides some highlighs on our value investment research analysis on GulfMark (GLF) stock with a 46.78% realized return and a 37.99% (APY) annualized return. Port Wren Capital, LLC is an independent stock investment research firm. Our research analysis is objective and unbiased because we do not make money on transactions with financial institutions like others. We offer our investment research via a web based subscription service to retail investors. This is the same research used to invest our own capital. We have earned above 36.0% Annual Percentage Yield (APY) per year for the last five years. Learn more at: www.PortWrenCapital.com
A Hot Chick Explains How a Ponzi  Scheme Works Hot For Words Bernard Bernie Madoff
 
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How a Ponzi Scheme Works Charles Ponzi Scam Like many, I am following the Madoff scandal. After reading about it for a few days, I realized that I didn't really know how a Ponzi scheme works, so here's the meat of it from Wikipedia. I am just shocked, dismayed, and amazed at the caliber of victims involved here. Madoff? Just a brilliant con-artist trafficking in the allure and mystique of investment esoterica. There's got to be some explanation about the psychology of the "elite club" where Faith trumps Skepticism on such a large scale. The story is not in the crime itself. The story is in the mechanisms underlying Trust (and how Madoff came across as so trustworthy). On a related note, Robert Reich on the pendulum swings of public trust. Suppose an advertisement is placed promising extraordinary returns on an investment for example 20% for a 30 day contract. The precise mechanism for this incredible return can be attributed to anything that sounds good but is not specific: "global currency arbitrage", "hedge futures trading", "high-yield investment programs", "offshore investment", or something similar. With no proven track record for the investors, only a few investors are tempted, usually for smaller sums. Sure enough, 30 days later the investor receives the original capital plus the 20% return. At this point, the investor will have more incentive to put in additional money and, as word begins to spread, other investors grab the "opportunity" to participate. More and more people invest, and see their investments return the promised large returns. The reality of the scheme is that the "return" to the initial investors is being paid out of the new, incoming investment money, not out of profits. No "global currency arbitrage", "hedge futures trading" or "high yield investment program" is actually taking place. Instead, when investor D puts in money, that money becomes available to pay out "profits" to investors A, B, and C. When investors X, Y, and Z put in money, that money is available to pay "profits" to investors A through W. One reason that the scheme initially works so well is that early investors those who actually got paid the large returns quite commonly reinvest (keep) their money in the scheme (it does, after all, pay out much better than any alternative investment). Thus those running the scheme do not actually have to pay out very much (net) they simply have to send statements to investors that show how much the investors have earned by keeping the money in what looks like a great place to get a high return. They also try to minimize withdrawals by offering new plans to investors, often where money is frozen for a longer period of time, for example 50% return per month for one year. They then get new cash flows as investors are told they could not transfer money from the first plan to the second. The catch is that at some point one of three things will happen: 1.the promoters will vanish, taking all the investment money (less payouts) with them; 2.the scheme will collapse under its own weight, as investment slows and the promoters start having problems paying out the promised returns (and when they start having problems, the word spreads and more people start asking for their money, similar to a bank run); 3.the scheme is exposed, because when legal authorities begin examining accounting records of the so-called enterprise they find that many of the "assets" that should exist do not.
Views: 8348 voc370
Stock Market Strategies Rarely Taught Candlestick Pattern
 
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Stock market strategies that are clear and objective are important for trading success. Here's one of my favorite stock market strategies that uses a rarely taught variation of a common Candlestick formation. Get My Favorite Trade Setup Here: http://www.topdogtrading.net/stock-market-trading Earnings & Income Disclaimer The information contained on this video is for informational and educational purposes only. We are not registered as a securities broker-dealer or as investment advisers, either with the U.S. Securities and Exchange Commission or with any state securities regulatory authority. We are neither licensed nor qualified to provide investment advice. Trading and investing involves substantial risk. Financial loss, even above the amount invested, is possible and common. Seek the services of a competent professional person before investing or trading with money. The information contained in this video, is not provided to any particular individual with a view toward their individual circumstances and nothing on this video should be construed as investment or trading advice. Each individual should assume that all information contained in this video is not trustworthy unless verified by their own independent research. There is a substantial risk for loss when trading securities as they are highly susceptible to the risks and uncertainties of certain economic conditions. For all these reasons and others, your use of the information provided in this video, or any other products or services, should be based upon your own due diligence and judgment of how best to use the information, and subsequently independently verified by a licensed broker, investment advisor or financial planner. Any statements and/or examples of earnings or income, including hypothetical or simulated performance results, are solely for illustrative purposes and are not to be considered as average earnings. Prior successes and past performance with regards to earnings and income are not an indication of potential future success or performance. There can be no assurances of future success or performance and we will not be responsible for the success or failure of any individual or entity which implements information received from this site. WE DO NOT IMPLY, PREDICT, OR GUARANTEE THAT YOU WILL BE SUCCESSFUL IN EARNING ANY MONEY WHATSOEVER. IF YOU RELY UPON ANY FIGURES OR INFORMATION ON THIS SITE, YOU MUST ACCEPT THE RISK OF SUBSTANTIAL TRADING LOSSES. Past results of any individual trader are not indicative of future returns by that trader, and are not indicative of future returns which may be realized by you. Neither the author nor publisher assume responsibility or liability for your trading and investment results. This site and all information therein is provided for informational and educational purposes only and should not be construed as investment advice. The author and/or publisher may hold positions in the stocks, futures or industries discussed here. You should not rely solely on this Information in making any investment. You need to do your own independent research in order to allow you to form your own opinion regarding investments and trading strategies. It should not be assumed that the information in this web site will result in you being a profitable trader or that it will not result in losses. Past results are not necessarily indicative of future results. You should never trade with money you cannot afford to lose. The information in this site is for educational purposes only and in no way a solicitation of any order to buy or sell. The author and publisher assume no responsibility for your trading results. There is an extremely high risk in trading. This information is provided "AS IS," without any implied or express warranty as to its performance or to the results that may be obtained by using the information. Factual statements in this site are made as of the date the information was created and are subject to change without notice. HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN INHERENT LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT ACTUALLY BEEN EXECUTED, THE RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN.
Views: 9384 TopDogTrading
What is the realized yield to maturity of the bond described in part d if the reinvestment rate appl
 
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Need Answer Sheet of this Question paper Contact us at [email protected] M: 7019944355 PORTPOLIO MANAGEMENT CASE I The balance sheet and profit and loss account of GNL Limited for the year 20 x 5 are given below Balance Sheet, GNL Limited (Rs. in million) 20X4 20X5 Liabilities and Equity Share capital 6.5 6.5 Reserves and surplus 7.4 9.3 Long-term debt 5.2 3.8 Short-term bank borrowing 8.3 11.7 Current liabilities 6.6 6.7 34.0 38.0 Assets Net fixed assets 19.6 23.2 Current assets Cash and bank 0.6 1.1 Receivable 2.9 2.0 Inventories 8.2 9.3 Other assets 2.7 2.4 34.0 38.0 Profit and Loss Account, GNL Limited (Rs. in million) 20X4 20X5 Net sales 39.0 57.4 Cost of goods sold 30.5 45.8 Gross profit 8.5 11.6 Operating expenses Operating profit 4.9 3.6 7.0 4.6 Non-operating surplus/deficit 0.5 0.4 Profit before interest and tax 4.1 5.0 Interest 1.5 2.0 Profit before tax 2.6 3.0 Tax - - Profit after tax Dividends 2.6 3.0 0.9 1.1 Retained earnings 1.7 1.9 Required a. Compute the key ratios for GNL Limited for the year 20 X 5 b. Prepare the Du Pont Chart for the year 20 X 5 c. Prepare the common size and common base financial statements for GNL d. Identify the financial strength and weaknesses of GNL Limited e. What are the problems in analyzing financial statements? f. Discuss the qualitative factors relevant for evaluating the performance and prospects of a company. CASE II You have recently graduated as a major in finance and have been hired as a financial planner by Radiant Securities, a financial services company. Your boss has assigned you the task of investing Rs 1,000,000 for a client who has a 1-year investment horizon. You have been asked to consider only the following investment alternatives: T-bills, stock A, stock B, stock C, and market index. The economics cell of Radiant Securities has developed the probability distribution for the state of the economy and the equity researchers of Radiant Securities have estimated the rates of return under each state of the economy. You have gathered the following information from them: Returns on Alternative Investment State of the Economy Probability T-Bills Stock A Stock B Stock C Market Portfolio • Recession • Normal • Boom 0.2 0.5 0.3 6.0% 6.0 6.0 (15.0%) 20.0 40.0 30.0% 5.0 (15.0) (5.0%) 15.0 25.0 (10.0) 16.0 30.0 Your client is a very curious investor who has heard a lot relating to portfolio theory and asset pricing theory. He requests you to answer the following questions: a. What is the expected return and the standard deviation of return for stocks A,B,C and the market portfolio? b. What is the covariance of correlation between on A and B? Returns on A and C? c. What is the coefficient of correlation between the returns on A and B? Returns on A and C? d. What is the expected return and standard deviation on a portfolio in which stocks A and B are equally weighted? In which the weights assigned to stocks A, B, and C are 0.4, 0.4, and 0.2 respectively? e. The beta coefficients for the various alternatives, based on historical analysis, are as follows: Security Beta T-bills 0.00 A 1.20 B (0.70) C 0.90 i. What is the SML relationship? ii. What is the alpha for stocks A, B, and C f. Suppose the following historical returns have been earned for the stock market and the stock of company D. Period Market D 1 2 3 4 5 (5%) 4 8 15 9 (12%) 6 12 20 6 What is the beta for stock D? How would you interpret it? g. What is Capital Market Line (CML)? Security Market Line (SML)? How is CML related to SML? h. What is systematic risk? Unsystematic risk? Present the formulae for them i. What is the basic difference between the CAPM and the APT? CASE III Ravi Rao is the Chief Executive Officer of Capmart Limited, an investment advisory firm. Ravi Rao has been requested to give a seminar to a group of finance executives drawn from state run universities. He has been requested to explain the basic concepts and tools useful in bond analysis. Ravi Rao has asked you to help him to make his presentation. In particular, you have to answer the following questions. a. How is the value of a bond calculated? b. What is the value of a 9-year, Rs 1,000 par value bond with a 10 percent annual coupon, if its required rate of return is 8 percent? c. What is the value of the bond described in part (b) if it pays interest semi-annually, other things being equal? d. What is the YTM of a 6-year, Rs 1,000 par value bond with a 10 percent annual coupon, if it sells for Rs 1,050? e. What is the YTM of the bond described in part (d) if the approximate formula is used? Need Answer Sheet of this Question paper Contact us at [email protected] M: 7019944355
9 Property Investment Rules You Must Understand | 10 Major Differences Between The Rich & The Poor
 
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I was asked to put together a list of simple rules that distilled my property investment philosophy, so in today’s episode, I’ll give you 9 simple property investment rules to go by. In my mindset moment, I’ll share 2 inspirational quotes that have helped me and that might be helpful for you as well. Then we’ll discuss some of the differences that separate rich people and poor people. NO TIME TO LISTEN NOW? Then subscribe to the Michael Yardney Podcast whether you're on the Apple or Android device. https://MichaelYardneyPodcast Hopefully, by the end of this episode, you’ll be a little wiser when it comes to money, property, and success. 9 Property Investment Rules Become financially fluent – You need to understand how money, finance, the property market, and the economy work. Adopt a proven investment strategy – Real estate is a high-growth, low-yield investment, so it’s best to invest for capital growth. Not every property is investment property – you want properties that are going to out-perform the averages in capital growth. Demographics drive markets – Demographics are more important than short-term ups and downs when it comes to shaping our markets. Real estate investing is a game of finance with some properties thrown in the middle – property is a long-term game, so you’ll need financial buffers along the way. The economy and our property markets move in cycles – each boom sets up the next downturn, and each downturn sets the stage for the next boom Follow my 6 Stranded Strategic Approach and only buy a property – properties should: Appeal to owner occupiers Be priced below intrinsic value Have a high land to asset ratio Be located in an area that continually outperforms the averages Have a twist that adds value Come with the potential to manufacture capital growth Don’t focus on bargains -- Properties that no one else wants today will probably be the type of property that no one else will want in 5 years’ time. Allow for an X-factor – unforeseen events can be positive or negative, but they’re sure to happen. 10 major differences between rich and poor people If you’ve been listening to my podcast you’d realise that I believe wealth is a choice that we must all make.  Wealth is a mindset Bill Gates once said, "It's not your fault if you were born poor, but it's your fault if you die poor." In Australia, there's no reason why you should live in poverty. Wealth is waiting for you, but you have to make up your mind if you want it in your life. For years I studied the rich then I became one of them, and for the last decade I’ve mentored over 2,000 people to become rich Here are 10 of the major differences I’ve realised that separate rich and poor people: 1a. Poor people are skeptical. I distinctly remember a nephew of mine saying, "Those plumbers are a rip-off! They'll charge for things they haven’t done. He thought that everyone unjustly wanted his money and that everyone is out there to get him. Do you know someone like that? 1b. Rich people are trusting. Rich people have the tendency to trust those they meet (within reason) and give others the opportunity to be themselves. 2a. Poor people find fault. People who are poor are always looking for the problems instead of the solutions. They end up blaming their environment, circumstances, jobs, weather, government and will make an extensive list of excuses as to why they cannot be successful. 2b. Rich people find success. Rich people understand that everything happens for a reason. Rather than letting life happen to them, they take direct action and make big things happen. They put aside all the excuses and eradicate their blame lists because they have to do what must be done. 3a. Poor people make assumptions. When it comes to knowing the truth, poor people often make assumptions. If they want to reach out to a someone, they might say, "They probably don't have time to talk to me." Instead of checking the facts or asking questions, they never make a true attempt when it comes to getting what they want. 3b. Rich people ask questions. Many rich people ask the question, "What if?" For instance, "What if I wrote an email to that person and he or she answers?" If you begin to ask questions, you will save yourself a lot of hassle. The power is in the hands of those who ask the right questions. Then don't answer your questions, question your answers. 4a. Poor people say, 'they' and 'them.' Have you noticed how the people at the checkout at the supermarket say, "They never have enough cashiers. I don't know what's wrong with them." Obviously, these people don’t take any ownership and responsibility for their job. They certainly separate themselves from the job that was paying her. 4b. Rich people say, 'we.' At one of my favourite restaurants, the server said, "We take great delight in cooking our steaks
Views: 350 Michael Yardney
Defining Risk
 
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Views: 196 NuanceInvestments