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NBFC vs Bank | NBFC और Banks में क्या फर्क है? NBFC Banking Awareness | NBFC in Hindi

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NBFC vs Bank | NBFC और Banks में क्या फर्क है? NBFC Banking Awareness | NBFC in Hindi The difference between NBFC and bank can be drawn clearly on the following grounds: A government authorised financial intermediary that aims at providing banking services to the general public is called the bank. An NBFC is a company that provides banking services to people without holding a bank license. An NBFC is incorporated under the Indian Companies Act, 1956 whereas a bank is registered under Banking Regulation Act, 1949. NBFC is not allowed to accept such deposits which are repayable on demand. Unlike banks, which accepts demand deposits. Foreign Investments up to 100% is allowed in NBFC. On the other hand, only banks of the private sector are eligible for foreign investment, and that would be not more than 74%. Banks are an integral part of payment and settlement cycle while NBFC, is not a part of the system. It is mandatory for bank maintain reserve ratios like CRR or SLR. As opposed to NBFC, which does not require to maintain reserve ratios. The deposit insurance facility is allowed to the depositors of banks by Deposit Insurance and Credit Guarantee Corporation (DICGC). Such facility is unavailable in the case of NBFC. Banks create credit, whereas NBFC is not involved in the creation of credit. Banks provide transaction services to the customers, such as providing overdraft facility, the issue of traveller’s cheque, transfer of funds, etc. Such services are not provided by NBFC. Join our MemberShip Program for Exclusive Research Content: https://www.youtube.com/channel/UCPohbSYq4IXhv0yxiy-sT4g/join Make your Free Financial Plan today: http://wealth.investyadnya.in/Login.aspx Yadnya Book - 108 Questions & Answers on Mutual Funds & SIP - Available here: Amazon: https://goo.gl/WCq89k Flipkart: https://goo.gl/tCs2nR Infibeam: https://goo.gl/acMn7j Notionpress: https://goo.gl/REq6To Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/InvestYadnya Facebook Group - https://goo.gl/y57Qcr Twitter - https://www.twitter.com/InvestYadnya
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Text Comments (51)
rakesh sharma (1 month ago)
sir, what is difference between small finance banks (eg ujjivan equitas etc) and banks (axis, sbi etc) are they( ujjivan equitas etc) as safe as (axis sbi etc) is section 80 TTB ie deduction upto 50000 for senior citizen fd applicable in them as it is not in NBFC
rupa Singh (1 month ago)
you should talk related to vedio But you talk more outside thing And not concept clarity
satyam pachisia (1 month ago)
Please analyse BFIL and recent incidents on BFIL
vikas tete (2 months ago)
on the basis of ur video title, do u consider that u have mentioned and explain nbfc and bank?
Simranjit Kaur (2 months ago)
Thank you. Great explanation
Lalit Mulay (2 months ago)
It is really very well informative video . It seems for Investors Hdfc bank seems to be very strong in this situation .In one way You are serving society by such distribution of knowledge.
Akshya Yadav (2 months ago)
Very important video sir. Thank you.
Vinod Krishna Challa (2 months ago)
Sir, could you please make a video with an analysis on NBFCs, majorly about Gold Finance Companies. What's the current status and and what's the way forward
Rohit Rohit (2 months ago)
Time value of money ......... please explain it in very core manner. All video s are very good. God bless
Vaibhav Gupta (2 months ago)
i love these kind of videos.
Anita Sharma (2 months ago)
Kya Flet rate 36%rate nbfc leney ka veled h kya... Agriclcher pr pls Repley
Thank you, pls do share these videos with your friends too and help us share the knowledge.
Prakash Morye (2 months ago)
Why Piramal (PEL) share is falling?
We will make a Video on this topic
AA Pictures (2 months ago)
Sir I have two fixed deposit in DHFL, what should I do?
Dhivya Dhivya (2 months ago)
very informative content
Thank you, pls do subscribe to our channel and do tell your friends also about our Youtube Channel and help us share the knowledge...
Dhivya Dhivya (2 months ago)
Happy to listen that your saying of "Jaihind". Very less people civilian use to say except other than national antham (I am from defense background. Are you too?)
No one in our team is from Defence Background bur all of us Love our Country... JAI HIND
One Dot. (2 months ago)
Very informative..
Happy we could help... Pls do share the video with your friends too...
Alok Sharma (2 months ago)
You are doing a great job. Great knowledge sharing platform. Loyal disciple of Yadnya Investment.
That means alot to us. Pls do share our videos with your friends too...
ROHIT KUMAR (2 months ago)
Very very informative video - Big salute to u & ur team !!!
Pls o tell your friends about our Youtube channel...
GuruPrasad Das (2 months ago)
Hello Can you please do a video on Dos and Donts on Gifting of shares !!!
Jitendra singare (2 months ago)
Nice knowledge, sir
Pls do tell your friends about our Youtube channel...
Abir Sen (2 months ago)
In your next video please cover the consequence of US-China Trade war & selling of US Debt by other currencies...Future of US Dollar(It will weaken I believe)..please cover in details..connecting it to Indian Market...I gave you topics for your next 3-4 videos... Really waiting for these videos... Appreciate your efforts..God bless you.
AJ 777 (2 months ago)
Guys, are u ,personally, invested in market?
Yes. We will upload those videos soon.
AJ 777 (2 months ago)
+Yadnya Investment Academy can u give an insight on how to select a stock for Long Term..With example
For our short term goals - No For our long term goals - Yes. :-)
siddhartha jain (2 months ago)
This is a very good time especially for Public sector banks to buy good assets of NBFC making a win win situation. IBHF are told that banks are buying good amount of their assets.
Mani Kandan (2 months ago)
Dedicated channel. .
Debabrata Choudhury (2 months ago)
Very informative video. Keep this types of analysis regular.
Debkanta Paul (2 months ago)
Nbfc with strong franchise with retail focus like edelweiss & Bajaj finance will always outperform
hritik kumar (2 months ago)
Nbfc ke liye assets and liabilities kya hoga
Same as Banks. loans given to customers are their assets. And Loans taken from banks or deposits taken from general public as liabilities.
Sandeep Sarkar (2 months ago)
Please keep the whiteboard a little closer to the camera so that it can be properly visible to us. Other than that the information you are providing are great👍
Yes Sandeep. We will and take care of it.
J D (2 months ago)
Proud to be part of the channel. Nowhere can I get so knowledgeable video on current events
sunita panigrahi (2 months ago)
Thanks.. This video helps considering the current scenario. Your team is super diligent!!!!!
Maths UV (2 months ago)
Sir please tell your opinion,worried, Sir I am having a loan of Rs5 lac of DHFL and DHFL having a problem like a liquidity...........I am worried about it , should I pay some extra amount to reduce my loan or Keep paying EMI...................... Sir this will beneficial for me and others customer who related to DHFL by any other way please tell
Shift to SBI
SANDEEP AGRAHARI (2 months ago)
Itni jankari kaha se prapt kare sir ji
siddhartha jain (2 months ago)
Join their service.
Anuj Oberoi (2 months ago)
Banks also come under banking regulation act apart from rbi act.
Rahul Kapoor (2 months ago)
Banks came under Banking regulations Act. Not RBI act
Tina Trikha (2 months ago)
great video Sir
shubham goyal (2 months ago)
Sir ..i am not angry .. i was confused... !! Thank you so much..! 😊

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