HomeЛюди и блогиRelated VideosMore From: Shubh Sanket Financial Advisor

PPF Account Details in Hindi 2018 | PPF Account Benefits | PPF Calculator

5324 ratings | 647464 views
Rs 50000 जमा करने पर Rs 1416000 Rs 100000 जमा करने पर Rs 2832000 Rs 150000 जमा करने पर Rs 4248000 Public Provident Fund (PPF) in Hindi 2018 #ppf #publicprovidentfund #ppfaccount 2. What is the interest rate on PPF? The current interest rate is 7.6% that is compounded annually 3. Essential features of PPF Tenure: The PPF has a minimum tenure of 15 years, which can be extended in blocks of 5 years as per your wish. Investment Limits: PPF allows a minimum investment of Rs 500 and a maximum of Rs 1.5 lakh for each financial year. Investments can be made in lump sum or in a maximum of 12 installments. Opening Balance: The account can be opened with just Rs 100. Annual investments above Rs 1.5 lakh will not earn interest and will not be eligible for tax saving. Deposit Frequency – Deposit into a PPF account has to be made at least once every year for 15 years. Mode of deposit – The deposit into a PPF account can be made either by way of cash, cheque, Demand Draft or online fund transfer. Nomination – A PPF account holder can designate a nominee for his account either at the time of opening the account or subsequently too Joint accounts – A PPF account can be held only in the name of one individual. Opening an account in joint names is not allowed Risk factor – Since PPF is backed by the Indian government, it offers guaranteed, risk­-free returns as well as complete capital protection. The element of risk involved in holding a PPF account is minimal. Who can invest in PPF – Any Indian citizen can invest in PPF. One citizen can have only one PPF account unless the second account is in the name of a minor. NRIs and HUFs are not eligible to open a PPF account. Loan against PPF – You can take a loan against your PPF account between the 3rd and 5th year. The loan amount can be a maximum of 25% of the 2nd year immediately preceding the loan application year. A second loan can be taken before the 6th year if the first loan is repaid fully. 4. PPF withdrawal if account holders are in need of funds, and wish to withdraw before 15 years, the scheme permits partial withdrawals from year 7 i.e. on completing 6 years. An account holder can withdraw prematurely, up to a maximum of 50% of the amount that stood in the account at the end of 4th year preceding the year in which the amount is withdrawn or at the end of the preceding year, whichever is lower. Further, withdrawals can be made only once in a financial year. 6. What are the tax benefits of investing in PPF? PPF one an investment vehicle that falls under the Exempt-Exempt-Exempt (EEE) category. This, in other words, means that all deposits made in the PPF are deductible under Section 80C of the Income Tax Act. Furthermore, the accumulated amount and interest would also be exempt from tax at the time of withdrawal. It is also important to note that a PPF account cannot be closed before maturity. Furthermore, a PPF account can be transferred from one point of designation to another. But, do remember that a PPF account cannot be closed prematurely. Only in the case of the account holder’s demise can the nominee’s file for the closure of the account. WATCH OUR OTHER VIDEOS Single Premium Endowment Plan 817 | Fixed Deposit + Insurance | 6 times return at maturity | Part 2 https://youtu.be/gDayIN8yvLU SBI Fixed Deposit Scheme | FD | Fixed Deposit Interest Rates 2018 | FD Calculator https://youtu.be/W_xiW6t-5Gg LIC Jeevan Lakshya Policy in Hindi | LIC Jeevan Lakshya 833 in Hindi | Jeevan Lakshya 833 in Hindi https://youtu.be/w8nzxggoQVI Jeevan Labh 836 in Hindi | Jeevan Labh LIC Plan in Hindi | LIC High Return Policy | PART 2 https://youtu.be/ilvzhRWiMBM Jeevan Labh 836 in Hindi | Jeevan Labh LIC Plan in Hindi | LIC High Return Policy https://youtu.be/FSgxjGMTzKQ LIC kanyadan policy details hindi | LIC की कन्यादान पॉलिसी का क्या क्या फायदा हो सकता है | Examples https://youtu.be/ElyOzoJOcDU Jeevan Anand LIC Policy Details with Example in Hindi | LIC Jeevan Anand 815 Plan Details https://youtu.be/le9wgYrS-wY LIC Term Insurance | Amulya Jeevan 823 | Anmol Jeevan LIC | What is Term Insurance policy of LIC https://youtu.be/dN0Zv9Q_Sns HDFC Fixed Deposit Scheme | HDFC FD | FD | Fixed Deposit Interest Rates 2018 | FD Calculator https://youtu.be/Z9_STyxpHyc
Html code for embedding videos on your blog
Text Comments (656)
Mateus Iancoski (11 hours ago)
Seus filha da PUTA fala Serto caralho
Shikha Talukdar (17 hours ago)
Sir, ppf account interest fixed nahi hai sir maina bank mai pusa fir up 15 sal bad gross amount kase count karanga pls pls reply.
Ila Shah (1 day ago)
Very simple & easy to understand, good knowledgeable video
The Video Store (2 days ago)
Sr post offc PPF m agr 1.5 lc jma krta hu to sal m ek bar krwana odega ya per mnth
Karan Kumar (2 days ago)
Sir मैं फ़ौज में हु इस दौरान अगर हमे कुछ हो जाता तो क्या लाभ हमे मिलेगा
Sundeep kaur (4 days ago)
Hi......pls let me know if we invest in November 2018 then what will b the maturity year......and November. 2018 till 31march 2019 ye wale month jo hai isme interest milega kya.....pls revert
Babita Bisht (4 days ago)
Sir mainey Lic village mein open karwaie thi magar ab mein 4 years se Delhi mein deposit kar raha hoon ab Lic complete ho gai hai or mein village nahi ja sakta hoon kuch personal reason se or mera Delhi ka bhi koi proof nahi hai toh mein ab kya karu
Kiron Das (6 days ago)
Sir ,ppf mai har Sal fix amount nahi Dana hai matlab is sal 1 lac rakh dia magar dusri sal 50 thousand rakh sakta hai Sir. Pls pls reply to me.
Arvind Chauhan (7 days ago)
Aur sir mutual fund ma kaise invest kare
Arvind Chauhan (7 days ago)
Sir mutual fund Sahi hm ya nhi
9837622324 (3 days ago)
hi
Abhidnya haramkar (8 days ago)
Sir handicapped walo k liye kuch alag se schemes hoti hai kya ? Agar hai toh woh kaunsi ?
Ranjan Ram (9 days ago)
Sir my sallary is 10000 ,where should i do sip in mutual fund,and which fund is safe and risk free.
Akram Khan (10 days ago)
plz send your contact number
Suman Jha (11 days ago)
Equity hybrid fund kya hai SBI me
Deepu S (11 days ago)
Can we increase or decrease the amount in ppf between the period of 15 years... Can we do it?
VEERU YADAV (12 days ago)
Life insurance sahi hai ya mutual funds
uk ki pathshala (13 days ago)
Kya main har year alag alag amount deposit kr sakta hu pff account me ??
Rawat Technical Guru (15 days ago)
PPF ACCOUNT KAHA KHULWAYE SARKARI YA PRIVATE BANK ME KAHA SAHI AUR SAFE RAHEGA
PPF account Mai sabhi banks.. government banks, private banks and post office.....sab same interest rate dete hai..koi difference Nahi hota hai.. Toh jis bhi bank Mai aapka account hai..wahi pe PPF account open karwaiye..
SHISHIR SINGH (15 days ago)
Hello sir. Im interested in mutual funds investment but as im a beginner i dont have enough knowledge. Please help me to understand better what is the right way to invest in mutual funds
Akshay Kumar (18 days ago)
PPF running account ke time me agr interest rate increase ya decrease hota hai to kya maturity amount me fark pdta hai..?
Sanjeev Kumar (18 days ago)
Muje. Kam se kam 30 lkh. Invest krne hai. Par koi rasta nai. Nazr. Raha hai muje plz. Contc nunbr do
Sanjeev Kumar (18 days ago)
Bro muje apan contact numbr do yar muje help chiye aap ki
Suman Majumder (18 days ago)
Kaya my Deposit amount change kar sakta hoon means increase or decrease
Deepak Teotia (19 days ago)
Sir agar 5year bad hm account withdraw krege to kya hme intrest nhi milega or hm kitna amount withdraw kr payge
panditrameshkaushik (19 days ago)
Sir PPF account better h ya sbi life insurance btane ki kirpa kre
Amreen abbasi (19 days ago)
Har month m pess Dene hute ye saal m ik bar please reply to me mujhe karwana hai
Ganpat lal (20 days ago)
call me 9660616283
Manish Bose (20 days ago)
Sir... Sahaara me investment sahi h ya ni??
Saddam Hussain (21 days ago)
Super
satyajeet kumar (22 days ago)
Sir I had invested money on PMJJBY and PMSBY in bank of baroda then I want to know how one should claim for that amount in case of no accident and death to the person .
Kamal Preet (23 days ago)
Sir mene bank me join kia he aur mujhe 50000 ke 20 account khulwane ke lie bola he please explain me about it and how to do it
krishan kumar (24 days ago)
Kya me 1st year 20k or next year 30k jma kr sakta hu kya ppf me? Ya har saal 20k hi jama hoga?
Mitali Mandal (25 days ago)
Ppf, Rd,fd,sip kon me jada interest milega or kon sa future ke liye a66i hogi
Ravinder Gandhi (27 days ago)
Sir Sbi private banks se jyada secure hai ya koi fark nhi mtlb private bank diwaliya bhi ho skte hai kya
kanan pandey (28 days ago)
Hi mere mummy papa k age 56 hai aur unhe bp sugar.. Kya health insurance kara sakte hai..
wazed ali (29 days ago)
Sir, I have invested in mutual Fund for 25 years but by mistak banker applied 10 years. Does it effect on my growth plan. Plz reply..
Sir mene pnb MetLife me invest kiya h 10 year k liye yearly 100000 kr rha 10year bad muje kinta return milega
Sukmaya Limbu (1 month ago)
Monthly £500 deposit karne se 15 years k bat kitna amount milega
Rajiv Kumar Gupta (1 month ago)
Sir if I selected monthly deposit....1st month I have deposited but second month not able to deposit... again 3rd month I can deposit Is it possible?
Rajiv Kumar Gupta (1 month ago)
Sir we can deposit like ...1st month 500rs 2nd 2000 3rd month 800...like that... please confirm
anoop kumar verma (1 month ago)
सर ,क्या PPF ACCOUNT के अन्त्रगत कोई fixed amount deposite नही हो सकता direct 15 वर्ष के लिये .
Yuvraj Yuvraj (1 month ago)
yuvi
Heenafatema Bhurani (1 month ago)
SIP VS PPF WHICH IS BEST
AJAY KUMAR (1 month ago)
ye bakbas hai
Csc help (1 month ago)
Ppf kaha khola jata hai jankari kaha milegi
Fun and Living (1 month ago)
is it mandatory to open ppf account in home branch or possible in any nearest branch of sbi ..can it be maintained online ?
maya dangi (1 month ago)
PPF me paise jma karwane ka koi fayda nhi simple intrest milta hai video bhi achchhi nhi bna rkhi
jr Rozario (1 month ago)
Then ran away like vijay
bishal dash (1 month ago)
Hello sir...I have my interview in LIC Housing Finance for assistant post..I am new to to this field..kindly suggest which topics to prepare..kindly revert
Sanil Patil (1 month ago)
How much % to be invest in PPF and ELSS mutual fund out of total tax saving money.
Goutam Das (1 month ago)
Post office me online me ppf money deposit kar sakta hai kaya.....pls...response me...
Amandeep Singh (1 month ago)
kya sabhi banks ka same rate of interest hota hai?? salary a/c vali bank me hi ppf a/c khulwana hai ??
Manjeet Kumar Singh (1 month ago)
kya har mahine alag alag kam ya jyada amount jama kar sakte hai.
Joshi Deepak (1 month ago)
Hello sir Im student kya mai har month rupees500 jama karke investment kar skta hun
Vijendra Dangi (1 month ago)
Sir, mene LIC m jiven aanad 815, 21year ka kra rkha h usko bnd krane see fayda h ya nuksa abhi 3year huaa h sir
Vijendra Dangi (1 month ago)
Sir, Mera beti abhi one year ka huaa h to uske aage ka carear k liy konsa investment kru MF ya sukanya yojna. Please suggestions
Lucy Kumari (1 month ago)
Sir mera beta 5 saal ka hai .mere pati contract ki job karte hain.jyda salary nhi hai.kaun sa plan best rahega mere bachhe ke liye.hamari regular income kabhi band ho sakti hai isliye ppf khulbane mein dar lag raha.plz batayen
lancy fernandes (1 month ago)
One year i pay ₹50000/- next year ₹10000/- Is it possible like this
Yes ..it is possible
Dipak Rnjan (1 month ago)
kya ye bhi kr skty h k kisi year mein km ya kisi year mein zadha
Yes..aap aisa kar sakte hai..
SNEH SHREE (1 month ago)
Intrest rate is different in ppf accounts in different diff erent bank or all bank give same intrest on ppf account.
Sir Sabhi banks and post office ka same PPF rate hota hai
Mai yadi ppf account kholta hun sbi me aur yadi man le jab hum account khola to interest 8parsent tha aur phir 5years bad inter 7parsent ho jata hai to mai bhi 7parsent wale me samil ho jayenge na yes ya no
Jis time ke liye Jo interest rate hota hai..wo milta hai..
Milind Dhumal (1 month ago)
Loan kitna interest se milega
Amar Nath Patel (1 month ago)
PPF a/c ka balance kaise check kare sir PNB Bank ka
naureenmirza1 (1 month ago)
Kya Sabhi bank mein ppf ka interest rate 7.6 hi h?
Ab 8 Percent ho Gaya hai.. Sabhi banks and post office Mai PPF same hota hai..same interest rate hota hai..
naureenmirza1 (1 month ago)
Kya tax bhi Kat ta h ppr mein?
PPF account Pura tax free hota hai..isme koi tax Nahi hota hai..
Amrinder Pal Singh (2 months ago)
Waah sahi mein free hai subscribe karna?
chandan ram (2 months ago)
1 person how many Lic can have ?
Haaanji 4 policy ka paisa milega
chandan ram (2 months ago)
Did him family get total 4 insurance benefit or not ?
Yes
chandan ram (2 months ago)
Suppose if a person having 4 Lic insurance ,if him/his death occur due to accident then him family get get 4 insurance benefit money ?
No limit..
Susanta Kishan (2 months ago)
Masthiiii
singh Brijendra (2 months ago)
SIP karne ke kya fayde h
Return acha aata hai.. Budget ke according invest kar sakte hai.. Jab chahe aap aapna paisa Nikal sakte hai
Hemant Shera (2 months ago)
Sir mujhe best investment sceem bataye
Abhi aapki age kya hai ?? Kitna expected return chahiye ?? Kitne Saal ke liye Investment karni hai ?? Kitne amount ki investment karni hai ??
Pritam Debnath (2 months ago)
LIC yearly premium 24000 ka 15 saal ka karna sahi hoga na PPF
RENU SINGH (2 months ago)
Hi..I have started investing 1500 per month in HDFC Life click to invest. Please advise if this investment is good or shall I switch to any mutual fund? Please advise.
Rahul Kumar (2 months ago)
Sir ispe interest kitna percentage Milta hai
Purushottam Joshi (2 months ago)
Garib ke PF ka paisa khakar ,Ambani aur Biyani aur modi baithe hai Mera PF 4 Sal me bad bhi NAHI De rahe Ambani aur Biyani
Purushottam Joshi (2 months ago)
Garib ke PF ka paisa khakar ,Ambani aur Biyani aur modi baithe hai Mera PF 4 Sal me bad bhi NAHI De rahe Ambani aur Biyani
Pehli baat yeh hai ki yeh PF Nahi PPF ki video hai.. Second yeh hai ki PPF Mai paisa 15 Saal baad milta hai.. Third agar pf account hai bhi..toh bhi uska paisa milta hai
Neha Gautam (2 months ago)
Reading is very poor..
Rahul D (2 months ago)
Ppf account open karte time rate 7.6 tha but ab 8 hua he to mujhe ab interest 8% se milega ya account open karte time 7.6 tha us rate se milega
Rajbinder Singh (2 months ago)
Mtlab first month ma 5000 and next ma 7000
Rajbinder Singh (2 months ago)
Sir per month limit hamari marge sa hoga
games club (2 months ago)
Sir mana nomenation Apne daughters ko banaya ha or guardian apna brother ko to sir mara pasa keko Mela ga
RISHIKESH KANNAUJIYA (2 months ago)
Aapka mobile number kya hai sir
Ramashanker Singh (2 months ago)
Sir ; agar pahale year me 1,50,000 jama karne ke bad dusare year me 1,50,000 na ho paye aur hame kuch kam rasi jama kar sakte hai? Please jaroor bataye.
vijay baishnab (2 months ago)
Sir,PPF A/C in SBI, agar after 10years I plan for Rs.10,00,000 maturity amount toh monthly basis mein mera EMI kitna hoga?pls reply
bishwa kishore dhir (2 months ago)
Ppf me fd kar sakte he
SURYA 962829 (2 months ago)
Sir kya hoga yaadi kisi year km a amount jma kre Ya kisi year jyada amount jma kre?
SURYA 962829 (2 months ago)
About ppf account?
ANKIT SINGH (2 months ago)
Mutual fund me kaise investment kiya jaye eska kya funda hota hai please tell me bhai ji.....
kuldeep singh (2 months ago)
Si ppf mein 15 saal hi jma krna hoga kya ya fir 7 saal 6 month mein bharne honge
kuldeep singh (2 months ago)
Thank you sir
PPF account Mai har Saal JAMA Karna hoga..15 Saal tak
aman Gupta (2 months ago)
Mai sip open krna chahta hu to mere liye kya behtar ho sakta hai
SUNIL KUMAR PRADHAN (2 months ago)
M a govt employee.so I HAVE A NPS account in govt...can i open a ppf account in any bank without closing my NPS account?
Yes you can open PPF account in any bank.
balpreet singh (2 months ago)
Sir, PPF account kholte wqt hi amount v btana hota hai ki har month ya quarterly ya half yearly kitna amount deposit krenge ya apne suvidha ke hisab se kitna v paisa invest kr skte h?
Nahi.. Aap Jo amount chahe wo JAMA Kara sakte hai..koi fix Nahi hai
Prashant Yadav (2 months ago)
Ye koi fekh jankri to nhi kya ese kese ho sakta he
Kya fake hai ??
Nitish Kumar (2 months ago)
Agar ek mahina 10k dusre mahine 15k aise deposit kr skte hai kya? Kindly tell please
Haa aap ppf account Mai flexible deposit kar sakte hai
Neelam Sahu (2 months ago)
Srr hmare dware b ek Lic policy main invest kiya ja rhe ..to kaise pata chalega k yhe PPF SCHEME H
Akash Shinde (2 months ago)
Sir per year 1 lakh bhar dhunga. 10 Sal bhrduga to kitna Paisa milega
PPF account Mai one time Investment Nahi Hoti hai.. Aapko har Saal JAMA Karna hoga..15 Saal tak
goldy salaria (2 months ago)
From ULIP, MF, PPF. ..,Which one is better to investing money
Invest your money in different different investment tools
Just pray and hope that all goes well.. At the same time be prepared for the worst scenerio..
goldy salaria (2 months ago)
+Shubh Sanket Financial Advisor thanks ,but my friend invest in ulip of bjaj allianz and he convinced me that it's better than all other investment fund.... Now I don't understand where I invest
MF & term insurance
ravikesh yadav (2 months ago)
भाई ये pf का जो अकाउंट hota ह इसमें ब्याज कितना मिलता ह
gulabrao bhoyar (2 months ago)
मान लो यदि हर साल यदि 25000 जमा करते है तो 15 साल मे कितना मिलेगा।
gulabrao bhoyar (2 months ago)
PPF Holder कि यदि आकस्मिक मौत हो जाती है तो राशी ब्याजसहित पुरा मिलेगा या अधिक राशी मिलेगी.
john bj (2 months ago)
Im 25 years old married and have a kid. My salary is 40000 per month. After cutting down all my expenses and emi's. I can save 10k per month. Let me know how much i should invest in MF and in PPF .
shekhar bhoir (2 months ago)
Sir...The opening of ppf account in which bank is profitable

Would you like to comment?

Join YouTube for a free account, or sign in if you are already a member.